Known simply as the “Black Card,” you need an invitation to get Amex Centurion. And only the super rich and famous can expect to get the call, as it's rumored that you must charge at least $1 million per year to an American Express credit card to even qualify.
How To Get a Black Card. Members of the 1% — or perhaps the 0.1% — may get an invitation for a black card, as some of these high-status cards are only available to consumers that the issuing bank deems worthy.
While Amex doesn't officially publish the qualifications for the Amex Centurion Card, black cards often require you to have a strong existing relationship with the card issuer, which typically means high spending requirements upwards of six-figures or more each year.
In addition to being a high earner and meeting large spending requirements, you'll need top credit scores to get a black card. A credit score between 800 and 850 is considered exceptional.
Sorry, Black Cards are Invitation Only
You can now request an invitation to apply. Since there is no way to officially apply without an invite, your best bet is to check the requirements for members to see if your spending habits and qualifications match up.
The American Express Centurion Card is the most exclusive credit card in the world and commonly known as the “Amex Black Card.” Launched in 1999, American Express has kept it in a shroud of uncertainty, giving it a very high level of status in the minds of consumers.
BTS' Jin and Jungkook
The total bill clocked in at around US$730, according to Kpopstarz and Jin paid for it all with his Hyundai black card. The youngest BTS member was also spotted by fans trying to buy snacks from a vending machine. His payment was rejected …
There's no credit limit
The American Express Black Card doesn't have a pre-set spending limit, so cardholders can spend as much as they want every month. ... The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance. Whatever they spend must be paid back in full each month.
The Amex Centurion "black" card makes other premium credit cards look downright affordable. It has an initiation fee of $7,500 and an annual fee of $5,000.
The Mastercard® Gold Card™ is the highest-end card offered by Luxury Card, which offers three metal rewards cards. The other two are the Mastercard® Black Card™ (Review) and the Mastercard® Titanium Card™ (Review).
The invitation-only Black Card is aimed at high-net worth individuals who travel frequently and spend at least $250,000 on their other Amex cards. Also called the Centurion Card, the physical card is made of anodized titanium and weighs 14 grams, around that of a compact disc.
The privileges of a black card include upgrades and special permissions for rental cars and access to some of the most breathtaking hotel suites in hard-to-reach destinations. Black cards also offer private concierge service, and some are even rumored to provide charter jet service.
As with almost every question about credit reports and credit scores, the answer depends on your unique credit history and the scoring system your lender is using. "Too many" credit cards for someone else might not be too many for you. There is no specific number of credit cards considered right for all consumers.
Hyundai Card's 'The Black,' Samsung Card's 'Raume O,' Hana Card's 'Club 1', and KB Kookmin Card's 'Tantum' are four of the most costly black cards ever made. These cards' yearly fees alone are almost 2 million KRW.
Some of the K-pop idols who own the luxurious Black Card are BIGBANG's G-Dragon and Taeyang, BTS' Jin and Jungkook, BLACKPINK's Jennie, EXO's Suho, Girls' Generations' Taeyeon and TXT's Yeonjun.
Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits.
The Mastercard® Black Card™ (formerly the Visa Black Card) is a good luxury credit card intended for individuals with Excellent/Very Good credit scores and high incomes. While only a limited number of people will actually qualify, it comes with top-tier travel benefits and features that make this card attractive.
BLACKPINK Jennie
Jennie comes from a very well-off family and is herself one of the most influential figures in the world of music and fashion today. Much like her boyfriend, G-Dragon, she too, owns a black card.
If you want full unrestricted access to Planet Fitness offers, a Black Card membership is a great option. Planet Fitness is available 24/7, so you can exercise whenever you like. Planet Fitness has many branches, and the Black Card membership permits you to use them all.
The black card and how to get one
The card is "by invitation only", and to even be considered you'll need to have spent $250,000 on another Amex charge card over the past year. Needless to say, this requires a very high level of income.
You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). Select from cash back credit cards or travel credit cards. We also have Discover student cards and a Discover business card. All our credit cards earn Discover rewards on every purchase.
If reports are to be believed, BTS member J-Hope is the richest among all with a net worth of around $26 million. He is followed by Suga with a net worth of around $25 million dollars.
During the filming of a backstage interview at the 2007 BRIT Awards, Noel Gallagher held his Centurion card up to the camera and said "You have to earn a ridiculous amount of money per year to own one of those." In a 2009 interview with talkSPORT, Gallagher said, "I do own a black Amex card that has unlimited credit ...