At what age do most people become millionaires?

Asked by: Jonas Reynolds IV  |  Last update: April 15, 2025
Score: 4.3/5 (12 votes)

Self discipline (i.e., regular investing and living below one's means) are key factors. The average age of millionaires is 57, indicating that, for most people, it takes three or four decades of hard work to accumulate substantial wealth. Research was conducted by the authors, Thomas Stanley, Ph. D., and William D.

What age are most millionaires?

From 1992 to 2022, the average age of a millionaire increased from 57 to 61, according to a Business Insider analysis of data from both years' Survey of Consumer Finances (SCF), which is conducted by the Federal Reserve.

What makes 90% of millionaires?

It has become especially popular because it can potentially be a gateway to millionaire status. The famed wealthy entrepreneur Andrew Carnegie famously said more than a century ago, “Ninety percent of all millionaires become so through owning real estate.

How long does it realistically take to become a millionaire?

According to data compiled by Rich Habits author Thomas Corley, it took the average self-made millionaire 32 years to achieve that. Dive a little deeper — since averages tend to skew things — and 52 percent needed 38 years, 21 percent needed 42 years, and only 4 percent became millionaires in less than 27 years.

What is the top 1% wealthy?

To be part of the top 1% in the U.S., a household's net worth needs to be at least $13.6 million. This measure includes everything you own – homes, investments, savings – minus debts. Wealth tends to be a lot more unevenly distributed than income.

At What Age Do People Become Millionaires? (Here is the Data!)

39 related questions found

Is $1000000 considered wealthy?

Only one-third of American millionaires — or those with at least $1 million in investible assets — consider themselves "wealthy," according to a new study from Northwestern Mutual, a financial services firm.

What degree do most millionaires have?

The 6 college majors that make the most millionaires
  • #6: Law/Pre-Law. Photo: Maskot (Getty Images) ...
  • #5: Computer Science. Photo: Cravetiger (Getty Images) ...
  • #4: Mathematics. Photo: Hill Street Studios (Getty Images) ...
  • #3: Politics. Photo: Anna Moneymaker (Getty Images) ...
  • #2: Economics/Finance. Photo: Michael M. ...
  • #1: Engineering.

How many people have $3000000 in savings?

Probably 1 in every 20 families have a net worth exceeding $3 Million, but most people's net worth is their homes, cars, boats, and only 10% is in savings, so you would typically have to have a net worth of $30 million, which is 1 in every 1000 families.

At what age did Elon Musk become a millionaire?

Elon Musk: 27 years old

The co-founder of PayPal and Tesla Motors as well as the founder of SpaceX reached millionaire status in 1999, at the age of 27, when he sold an Internet application company for more than $300 million. At the age of 41, his fortune had exceeded 1 billion.

Do millionaires live longer?

Life Expectancy vs. Income in the United States

The richest American men live 15 years longer than the poorest men, while the richest American women live 10 years longer than the poorest women. The gaps between the rich and the poor are growing rapidly over time.

What should your net worth be at $50?

If you want to retire by age 67, many financial advisers recommend having a net worth that's five to seven times your annual income by the time you turn 50.

What salary is considered rich for a single person?

Based on that figure, an annual income of $500,000 or more would make you rich. The Economic Policy Institute uses a different baseline to determine who constitutes the top 1% and the top 5%. For 2021, you're in the top 1% if you earn $819,324 or more each year. The top 5% of income earners make $335,891 per year.

Does net worth include home?

Your net worth is what you own minus what you owe. It's the total value of all your assets—including your house, cars, investments and cash—minus your liabilities (things like credit card debt, student loans, and what you still owe on your mortgage).

Is $6 million rich?

You now need a net worth of $5.8 million to be among the richest 1% of Americans, report finds. Americans need a net worth just south of $6 million to break into the richest 1%.

What do 90% of millionaires do?

90% of millionaires made their money in Real Estate. I became a millionaire without owning a single property. But I own 6 small businesses that make me $725k/year.

What job pays over $1 million a year?

Roles in investment banking, hedge funds and private equity not only promise substantial financial rewards, but also present opportunities for career advancement in a dynamic industry. Finance jobs are highly competitive, with employers actively seeking talent from top-tier educational institutions.

What is the highest paying easy job?

High-paying simple jobs
  1. Truck driver. National average salary: $96,200 per year Primary duties: Truck drivers can have several responsibilities, though they mostly transport goods from one location to another. ...
  2. Sales representative. ...
  3. Dispatcher. ...
  4. Customer service representative. ...
  5. Chauffeur. ...
  6. Claims adjuster. ...
  7. Roofer. ...
  8. Groundskeeper.

Is Taylor Swift a billionaire?

According to Forbes, there are more billionaires than ever before (141 more than last year and 26 more than the 2021 record), with their collective worth reaching $14.2 trillion. Swift's inclusion comes after Forbes declared the singer a billionaire in October 2023 and reported her net worth at $1.1 billion.

Which baby is the richest?

The “Kate Middleton Effect” has contributed to Princess Charlotte's net worth, where the royal family's fashion choices significantly impact fashion trends. Eight-year-old Charlotte is the wealthiest royal grandchild and the richest child in the world, with an estimated net worth of £3.9 billion ($5 billion).

Are there any trillionaires?

A trillionaire is an individual with a net worth equal to at least one trillion in U.S. dollars or a similarly valued currency, such as the euro or the British pound. Currently, no one has yet claimed trillionaire status, although some of the world's richest individuals may only be a few years away from this milestone.