Can a doctor bill you 2 years later in California?

Asked by: Hattie Huels III  |  Last update: February 13, 2026
Score: 4.5/5 (25 votes)

With respect to the collection of medical debt, the applicable statute of limitations is the statute of limitations for breach (violation) of written contract. In California, the statute of limitations for breach of written contract is typically four years.

How late can a medical bill be sent in California?

Q: Is there a time limit to submit a medical bill? A: Yes. There are different time requirements for submitting a bill (12 months, 180 days, or 30 days) depending on the type of service and other factors as set forth in the California Labor Code.

Can a doctor send you a bill 2 years later?

Received medical bill 2 years later? While quite delayed, a bill for services 2 years prior can still be legally valid in most cases. Medical providers are typically allowed 1-3 years (depending on state laws) to submit claims and bill patients if the insurer denies payment.

What is the statute of limitations on medical billing in California?

CCP § 337 for almost all contracts: 4 years from the date of the bill. Notice the “open book” exception that extends the SOL to the last service rendered and §360 which extends it to the date of last payment. If the bill is from a state or county hospital, the law is the same, but cite CCP § 345.

What is the time limit for billing a patient in California?

Similarly, in California, medical providers are typically bound by a statute of limitations of one year to bill patients for services rendered.

Former Collectors Advise What to Say When Medical Debt Collectors Call

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How far back can you bill a patient?

“It's normally within three to six years,” Gross explains. “[But] even after that time, the hospital can still try to collect.” These time frames are called medical billing time limits, which is how long it's allowed to take to submit a claim to the payer—whether that's you or your insurance.

What is the medical statute of limitations in California?

California Medical Malpractice Statute of Limitations

In California, the law states that medical malpractice lawsuits must be filed within one year of the patient discovering the injury or within three years of the date that injury occurred—whichever comes first.

What is the 3 year statute of limitations in California?

Generally, under the California Penal Code, there is a one-year statute of limitations for misdemeanors and a three-year statute of limitations for felonies in California. This means that if a person commits a criminal offense, they should be charged in court within three years of the crime.

Can a hospital bill me a year later in California?

For nearly all medical bills, collectors can pursue your debt for up to 4 years from the date the bill was issued. “Open book” exceptions extend the statute to the last service rendered or the date of last payment.

What is limitation in medical billing?

In medical billing, a timely filing limit is the timeframe within which a claim must be submitted to a payer. Different payers will have different timely filing limits; some payers allow 90 days for a claim to be filed, while others will allow as much as a year.

Can you bill someone 2 years later?

In some jurisdictions, you may be able to bill clients even after several years. However, the exact time limit on how late an invoice can be issued and remain valid depends entirely on local laws and regulations. Relevant business authorities can tell you the time limit for invoicing in your location.

What is the surprise billing law in California?

Beginning July 1, 2017, California law protects consumers from surprise medical bills when they get non-emergency services, go to an in-network health facility and receive care from an out-of-network provider without their consent.

Do I have to pay a medical bill from 7 years ago?

And here's one more caveat: While unpaid medical bills will come off your credit report after seven years, you may still be legally responsible for them depending on the statute of limitations.

How to fight medical bills in California?

For more information about your rights under California law, including how to initiate the dispute resolution process, contact the Department of Insurance Help Center, which is the entity responsible for enforcing state balance or surprise billing protection laws, online at California Department of Insurance help page ...

What is the new law for debt collection in California?

California's Fair Debt Collection Practices Act has long been a critical framework for protecting consumers from abusive or unfair debt collection practices. Recently, however, Governor Gavin Newsom signed into law SB 1286 on September 24, 2024, expanding these protections to certain commercial debts.

What happens if you can't pay medical bills in California?

Medical debt can also lead people to avoid medical care, develop physical and mental health problems, and face adverse financial consequences like lawsuits, wage and bank account garnishment, home liens, and bankruptcy.

Is there a time limit for medical billing in California?

Medical Billing Time Limits California

According to state regulations, any complete bill for uncontested medical treatment must be paid by the claims administrator within 45 days of receiving the bill. However, if the employer falls under the category of a governmental entity, this time frame extends to 60 days.

What is the statute of limitations for medical bills in California?

With respect to the collection of medical debt, the applicable statute of limitations is the statute of limitations for breach (violation) of written contract. In California, the statute of limitations for breach of written contract is typically four years.

How long does healthcare have to bill you?

In medical billing, the provider has a time limit that determines how soon they must submit a claim before the payer denies it. While every insurance provider maintains a different “timely filing” period, the deadlines range from 90 days up to a year.

What is the 5 year rule in California?

An action shall be brought to trial within five years after the action is commenced against the defendant. FindLaw Codes may not reflect the most recent version of the law in your jurisdiction.

Can you sue for medical negligence after 3 years in California?

In California, the deadline for filing a medical malpractice claim is generally three years after the injury or one year after the discovery or detection of the injury. These deadlines are set by law and can't be extended.

How long before a debt is uncollectible?

Most states or jurisdictions have statutes of limitations between three and six years for debts, but some may be longer. This may also vary depending, for instance, on the: Type of debt. State where you live.

How to sue a doctor in California?

Let the provider know you plan to sue

Before you can sue you must let them know in writing at least 90 days before you sue (called giving "notice"). Your notice must tell them: The legal reason you're suing. What your injuries are.

How many years is the statute of limitations in California?

California Statute of Limitations Law

The range is usually from one year for many misdemeanors, three years for many felonies, to no time limit at all for crimes punishable by death or life in prison. If there is no statute of limitations, the prosecutor may bring charges against someone at any time.

How long does a doctor have to release medical records in California?

The doctor has 15 days from the time your letter is received to send you a copy of your records, if the records are still available.