Can executor withdraw money?

Asked by: Jodie Hirthe  |  Last update: January 7, 2026
Score: 4.5/5 (18 votes)

The executor can access the funds in the account as needed to pay debts, taxes, and other estate expenses. When the estate is closed, the executor can close the account and distribute the money according to the will. However, the executor cannot use the funds for their own purposes or as they wish.

Can an executor withdraw money from an estate account?

With an estate account, you can't simply withdraw money. You need to submit a claim to the court that explains what you want to withdraw and what you're using it for. That protects the beneficiaries since you can only use this money to pay approved expenses.

Can an executor empty a bank account?

The funds in a bank account are available for the executor to use to cover debts, taxes, and other estate costs. Once the estate is settled, the executor can liquidate the account and distribute the funds in accordance with the will.

Can an executor advance money to beneficiaries after death?

When an executor pays beneficiaries of the estate. Once all the debts, taxes, and administration costs are paid, the executor can make distributions to the beneficiaries.

How powerful is the executor of a will?

While California law grants executors considerable authority in managing estate assets, the powers of an executor of a will are limited by the fiduciary duties owed to the estate and its beneficiaries. This means that executors are legally required to act in the best interests of the estate and its beneficiaries.

Should Executor Accept Compensation?

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Can an executor keep all the money?

An executor of a will cannot take everything unless they are the will's sole beneficiary. An executor is a fiduciary to the estate beneficiaries, not necessarily a beneficiary. Serving as an executor only entitles someone to receive an executor fee.

Who has more power, a beneficiary or executor?

While beneficiaries can often disagree with an executor's decisions, unless the executor clearly violates the terms of the will or breaches their fiduciary duty, there is typically nothing a beneficiary can do about it.

Can executor screw over beneficiary?

Executors are bound to the terms of the will, which means they are not permitted to change beneficiaries. The beneficiaries who were named by the decedent will remain beneficiaries so long as the portions of the will in which they appear are not invalidated through a successful will contest.

How long can an executor withhold money from a beneficiary?

Q: Can an Executor Withhold Money From a Beneficiary in California? A: Executors do not have the authority to act outside the guidelines stipulated in the will. An executor cannot withhold money from a beneficiary unless they are directed to do so through a will or another court-enforceable document.

Does the executor of a will have the final say?

The executor has authority from the county probate court to act in this role, but that doesn't necessarily mean that the executor has the final say on all decisions regarding the estate. In fact, they're instead tasked with simply following the guidelines set forth by the will and other estate planning documents.

Can an executor decide who gets what?

While executors have discretion in some areas, your core decision-making is bounded by: The deceased's will. You must follow their distribution wishes rather than diverging based on your own judgments.

Why shouldn't you always tell your bank when someone dies?

If you contact the bank before consulting an attorney, you risk account freezes, which could severely delay auto-payments and direct deposits and most importantly mortgage payments. You should call Social Security right away to tell them about the death of your loved one.

Is it illegal to withdraw money from a deceased person's account?

An executor/administrator of an estate can only withdraw money from a deceased person's bank account if the account does not have a designated beneficiary or joint owner and is not being disposed of by the deceased person's trust.

Can executor pay bills from deceased bank account?

The executor or administrator must provide legal proof of their authority to the bank. Once approved, they are responsible for settling the deceased's debts, paying bills, and taking care of fees, taxes, and final expenses, such as funeral costs.

Can an executor withdraw?

However, if one or more executors does not wish to act or cannot act (for instance, due to illness) then that executor can renounce their role by signing a Deed of Renunciation, removing themselves as an executor and the remaining executor(s) can apply for probate without them.

Can an executor borrow money from an estate?

If the money is intended for the executor's personal use, the answer is a very firm “no!” That would be a breach of the executor's fiduciary duty and should be grounds for the executor being removed by the court.

Can executor advance money to beneficiaries?

Estate assets generally cannot be distributed to beneficiaries until the probate process is complete. If you're a beneficiary with concerns that an executor is wrongfully withholding your inheritance, your first course of action should be to ensure probate is complete.

Can executor keep money?

However, an executor cannot withhold money simply at their own discretion or for personal reasons. Executors have a fiduciary duty to act in the best interests of the estate and its beneficiaries, so any withholding must be justifiable and transparent.

How to prove executor misconduct?

Progress from filing a formal complaint, include factual evidence showcasing the executor's breach of fiduciary duty. Evidentiary support might consist of documentation of misappropriated funds, proof of unpaid estate debts, or records of negligent misconduct.

What to do if the executor is cheating?

In certain circumstances, it may be necessary to change the executor named in a will. This process typically requires filing a petition with the probate court, providing valid reasons for the change, such as the current executor's incapacity, misconduct, or conflict of interest.

Can an executor decide who gets what if there is no will?

The answer would be the decedent's heirs, who may consist of their surviving spouse, children, grandchildren, parents, siblings, and nieces and nephews, among others. To put it simply, even when there is no will, the administrator does not have the authority to decide who gets what.

Who holds an executor accountable?

Executors who violate their duty may face legal action by beneficiaries or creditors, although they cannot be held accountable for a decline in asset value unless it resulted from their unreasonable actions.

Can an executor remove someone from a will?

No, they're obligated to follow the will's directives. Beneficiaries chosen by the decedent remain unchanged. They can only be removed if parts of the will are invalidated, typically through a successful legal challenge. Executors must respect and implement the original wishes of the testator.

How much does it cost to change executors on a will?

Lawyers can charge a wide range of fees, but it's pretty common for the cost to be anywhere between $100 - $500.

Can an executor do whatever they want?

There are limits on what an executor can and cannot do. If you've been named an executor, a couple basic rules of thumb are that you can't do anything that disregards the provisions in the will, and you can't act against the interests of any of the beneficiaries.