Can I deposit a check in my account with someone else's name?

Asked by: Nannie Lehner  |  Last update: February 9, 2022
Score: 4.4/5 (25 votes)

You can deposit a check for someone else as long as it has the payee's signature and includes the phrase “for deposit only.”

Can you deposit someone else's check in your account?

You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. They will need to write “Pay to <your name>” on the back of the check and sign it.

Can you deposit someone else's check in your Chime account?

Yes, you can deposit 3rd party checks into your Chime account. ... When a 3rd party check is written out to someone and deposited into their account, the owner must sign the check's back.

Can you cash a check that's not in your name?

Anyone can cash or deposit a check with a blank endorsement, even if the check is not written to him or her.

Can you deposit someone else's check in your account ATM?

The person to who you've signed the check may be able to deposit it at an ATM, but it's best not to risk it. Make sure they visit a bank and speak to a teller to maximize the chances of making this unusual type of transaction will complete.

Can you deposit a check into your account with someone else's name?

21 related questions found

How can I cash a check that's not in my name?

Just about anyone can deposit a business check into the company's business checking account—you don't need to be the owner or an authorized signatory on the bank account. That's because the person depositing the check doesn't receive any benefit from doing so, which is not the case with cashing the check instead.

Can you mobile deposit checks with Chime?

If you're eligible for Mobile Check Deposit, you can deposit your check using the Chime mobile app by following these steps: On the home screen, tap Move Money. Tap Mobile check deposit. Choose the type of check you want to deposit and follow the steps.

How do you endorse a check to mobile deposit?

Due to a new banking regulation, all checks deposited via a mobile service must include: “For Mobile Deposit Only” handwritten below your signature in the endorsement area on the back of the check or the deposit may be rejected.

Can my son deposit his check in my account?

Can I cash or deposit a check made out to my child? The simple answer is yes, depending on your bank's or credit union's rules. ... Typically, banks will require you to have your own account with them before they'll cash or deposit a minor's check for you.

Can you deposit a check with two names on it?

If the check is issued to two people, such as John and Jane Doe, the bank or credit union generally can require that the check be signed by both of them before it can be cashed or deposited. If the check is issued to John or Jane Doe, generally either person can cash or deposit the check.

Can I deposit my dads check into my account chase?

Legally yes, have the payee endorse the check over to you. They would write “Pay to the order of your name and then place their signature beneath this. Chase may have their own written policies that prohibit this practice, therefore, you would have to check with them.

How do you deposit a two party check without the other person?

You can only cash a two-party check without the other party if the check is signed with the name “Recipient A or Recipient B” on the “Pay-To-The-Order-Of” line. It indicates that you can cash the check without the other party if the payees' names have a “or” between them.

Can I deposit someone else's check in my account Bank of America?

Originally Answered: Can we deposit someone else's check into our Bank of America account? Yes as long as the check owner endorses it over to you. The endorsement should read like this. Written signature of check owner.

Can someone send me a picture of a check to deposit?

Yes, checks can be emailed to the payee, who can then print the check and cash it whenever necessary. The check can be cashed at any check cashing location or deposited in a bank.

Can I deposit a check on cash App?

Tap on your balance in the top left corner of Cash App. On the following screen, scroll down and tap on the the option to deposit a check. ... Finally, when prompted take a photo of the front and back of the check just as you would with any other mobile check deposit.

Where can I deposit a check?

You can go the more traditional route: visiting a physical bank or credit union branch, or stopping by an ATM. Or if you'd rather avoid the extra errand, you may be able to use a mobile banking app on your smartphone or tablet to deposit your check electronically.

How long does it take for Chime to deposit a mobile check?

How Long Does Chime Mobile Check Deposit Take with Chime? Many checks will clear in just 1 business day. Some personal checks and large dollar amount checks may take up to 3 business days to clear. Pay attention when you do the mobile deposit as the app should tell you when your funds will be available.

Can I deposit a paper check with Chime?

If you are a Chime member and received a government stimulus payment as a paper check, you can deposit it safely and securely using the mobile app. We take our members' money seriously, so for these checks, we've put extra security measures in place.

How can I cash a check online instantly?

How it works
  1. Download the Money Mart app.
  2. Sign-in or create an account.
  3. Tap "Cash a Check"
  4. Take a photo of the front and back of your check.
  5. Review your details and fees, and tap "Submit"

Can someone send me money to my Chime account if they don't have Chime?

Interestingly, you can send money to people who do not have a Chime account by entering their phone number or email address. Once you send money to a Chime non-member, they receive a notification in their phone number or email address directing them to claim their funds by entering the required information.

What to do if a check is made out to the wrong name?

If someone gives you a check and they've spelled your name incorrectly, endorse the back of the check with the incorrect spelling, and then sign your name with the correct spelling on the back of the check.

Where can I cash a check without having a bank account?

Cash a Check Without a Bank Account
  1. Cash it at the issuing bank (this is the bank name that is pre-printed on the check)
  2. Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.)
  3. Cash the check at a check-cashing store.

What happens if you deposit a check at two different banks?

If you accidentally double deposit a check, once the bank finds out, the money from your second deposit will be deducted from your account. ... "If there's no money there, and the customer doesn't repay the amount, the account would be closed, and their name would go to a negative database," said Feddis.

What is a two party personal check?

These are checks issued by the check writer to another person who then passes the check to a third person, usually a business. Payroll checks are typical two party checks. Third parties should always be careful and cautious in taking these types of checks.