You can't fully "turn off" Apple Pay as a feature, but you can disable it by removing all your cards from the Wallet app and turning off the double-click side button shortcut in Settings > Wallet & Apple Pay, effectively stopping payments, or you can turn off Apple Cash separately in the same settings. For complete control, remove all cards, disable the side-button action, and turn off Apple Cash, as this prevents both card and cash payments.
To deactivate Apple Pay® or Google PayTM, simply delete your card from the app. No other action is required, and you can continue using your debit or credit card to make your purchases as usual.
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To cancel autopay, you need to contact the company you're paying and your bank to revoke authorization, usually online, by phone, or in writing, ensuring you stop payments with both parties to prevent issues; always follow up by monitoring your account to confirm the cancellation.
If you lose your device and need to suspend or remove cards from Apple Pay. If you turned on Find My on your device, you can suspend Apple Pay by placing your device in Lost Mode instead of immediately cancelling your cards. If you find your device, you can re-enable Apple Pay.
Freezing your debit card also stops contactless payments with Apple Pay and Google Pay.
Set a unique passcode for your wallet.
Always protect your digital wallet with a lock, whether a unique passcode, fingerprint scan, or facial ID. This is the best and easiest way to deter cybercriminals. If you use a numerical code, make it different from the passcode on your phone.
To uninstall or disable Google Wallet:
Reject a payment in Wallet
If your iPhone has Find My iPhone turned on, you can suspend or permanently remove Apple Pay capability from the device. You can also remotely log into the Apple ID to remove all cards from Apple Pay. Apple Watch: You can remotely log into the Apple ID and remove all cards from Apple Pay.
The fastest ways to do this are: Visit icloud.com/settings to remove your card. Go to 'Find My iPhone' to temporarily suspend or permanently remove the ability to pay with your cards on your device.
If you turned on Find My on your device, you can suspend Apple Pay by placing your device in Lost Mode instead of immediately canceling your cards. If you find your device, you can reenable Apple Pay.
How to edit your payment method
Head over to the Apple ID support page and be sure to sign in to your account. Next, scroll down to the devices section. Tap on the Apple device you wish to eliminate your payment information from. Click Remove all cards.
If you don't want to use Apple Cash on a certain device, you can turn it off for just that device. On iPhone, iPad, or Apple Vision Pro, open the Settings app, tap Wallet & Apple Pay, then turn off Apple Cash. For Apple Watch, open the Apple Watch app on your iPhone, tap Wallet & Apple Pay, then turn off Apple Cash.
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