Yes, you can disconnect Plaid from your bank account by using the Plaid Portal (my.plaid.com) to manage your connections, which lets you unlink accounts from specific apps or delete your data from Plaid's systems entirely, preventing further access by those apps. You can also disconnect through specific apps like Google Pay or other services, but using the central Plaid Portal offers comprehensive control.
Managing or disconnecting your Plaid linked bank accounts
Manage Plaid's access to your financial data via the Plaid Portal at https://my.plaid.com/. You can use the portal to review your current connections, disconnect financial accounts from an app, or delete your data from Plaid's systems.
Yes, it's generally considered safe to give Plaid your bank login because they use strong encryption, don't share your actual password with the connected app, and act as a secure intermediary to transfer only necessary data with your permission, though past data collection practices have raised privacy concerns, so users should be aware of the app they're connecting.
Instead, your financial institution provides Plaid with a type of security identifier, which permits Plaid to securely reconnect to your financial institution at regularly scheduled intervals to keep your apps and services up-to-date.
We only share personal financial information with a consumer's permission. We believe in collecting only what is needed to deliver services people want, and we invest in tools that empower people to choose what information they want to share.
Plaid is entirely safe to use.
It uses robust security protocols to protect your data and prevent unauthorized access. In addition, you can control what you share and manage everything from your Plaid portal.
Credit score identification: Credit bureaus store large amounts of data about consumers, including their name, social security number, address, and date of birth. Comparing data provided by consumers with credit score data can help verify identity.
Plaid supports thousands of financial institutions, including major banks like Chase, Bank of America, Wells Fargo, Citi, PNC, Capital One, U.S. Bank, and TD Bank, plus many credit unions, online banks (Ally, Chime, Varo), and investment platforms (Fidelity, Robinhood), but coverage varies, so checking Plaid's direct institution list on their site is best for specific banks, as some like certain Synchrony or business accounts, or non-US banks, might not be supported.
Use a secure email service with end-to-end encryption and recipient authentication. This helps make sure only the intended recipient can read your message.
To unlink a bank account, you generally need to go to the Settings, Linked Accounts, or Payment Methods section of the app or website where it's connected, find the specific bank, and select the "Unlink," "Remove," or "Disconnect" option, then confirm your choice; the exact steps vary by platform (e.g., PayPal, Google Pay, or financial apps like Rocket Money/U.S. Bank).
Create a Plaid Portal account to view and delete your saved data from Plaid's systems. Submit a request via our Privacy Request Form, which can be used to submit a request to exercise your data protection rights, regardless of where you live.
But Plaid is safe to use. It facilitates communication between the bank and the app so that only necessary data is shared. And at the end of the day, Plaid keeps your login information private and uses top-of-the-line encryption to secure your details.
Plaid may pull out data like your account balance, or account numbers needed for deposit or withdrawal, but it does so using encrypted, protected tokens to shield your actual account information.
Plaid connects to your bank account as a secure intermediary, allowing financial apps (like budgeting or investing tools) to access your bank data (balances, transactions) without you giving the app your direct bank login details. It acts as a trusted "bridge," using encryption and APIs to securely pull necessary information (like account numbers or transaction history) to power features, verifying your account ownership and keeping your sensitive info protected, often through tokens.
Plaid supports over 12,000 financial institutions, but unsupported ones often include smaller credit unions, specific non-US banks, certain types of accounts (like some foreign or brokerage-to-brokerage), or banks that haven't implemented the necessary API for the app you're using, even if Plaid supports them generally, with examples like CME Federal Credit Union, Synchrony Bank Business Accounts, and BMO Harris sometimes facing issues, though support changes frequently.
Plaid supports over 10,000 institutions across the United States and Canada. Our coverage explorer below can help you see which Plaid products are supported by different financial institutions. Note that not all products are available in all countries.