Can I do self study for CFA?

Asked by: Dr. Sylvester Bahringer  |  Last update: August 5, 2026
Score: 4.9/5 (55 votes)

Yes, you can absolutely self-study for the CFA exam. Many candidates pass without formal classes by using the official CFA Institute curriculum, question banks, and third-party prep materials. Success requires high self-discipline, a consistent schedule, and about 300+ hours of study per level.

Can CFA be done by self-study?

Yes, it is possible to pass the CFA Level I Exam with self-study. However, most CFA members strongly suggest that you prepare with a CFA expert who can help guide you through the curriculum and keep you motivated along the way.

Is 4 months enough for CFA level 1?

On average, allocate 15-20 hours per week for CFA Level 1 preparation. Plan for a longer overall preparation period, ideally around 5-6 months.

Is 3 months enough for CFA level 1 reddit?

3 months can be enough if you're disciplined and can actually put in 20–30 hrs a week. With a math/stats background you'll likely move faster through Quant and FI, so the key is drilling CFAI QBank, EOCs, and mocks once you cover the readings.

Is CFA harder than CA?

Yes, the answer to Is CFA easy for CA students is that many CA students find CFA easier. It is due to the rigidity of the CA exams, as it is considered the toughest of all the accounting and finance exams to crack.

How I Studied with a Full Time Job | CFA Study Routine

23 related questions found

Is CFA level 2 possible in 3 months?

Three months can be enough time, but typically it takes a candidate at least six months to prepare for the CFA Level 2 exam.

Is CFA level 1 actually hard?

CFA Level 1 is widely considered a very difficult exam due to its broad curriculum, demanding study commitment (often 300+ hours), challenging technical content, and typical ~40% pass rates, requiring strong discipline to learn and recall foundational finance concepts, though it's often seen as the most manageable of the three levels because it focuses on learning and describing rather than deep analysis. Success hinges on consistent study, mastering core topics like Ethics, FSA, and Investments, and effective exam technique, making it a significant hurdle for many. 

Is 35 too late for CFA?

Average Age of CFA Candidates

Although many candidates are in their late twenties or early thirties, the Program has a wide age range. Many begin at 35, 40, or even 50. Some of the most thoughtful, determined candidates are the ones who start later. Experience is not a burden.

Did CFA remove the 90th percentile?

The 10th and 90th percentiles were removed from the report because we have added scale scores. Scale scores add more precision to your results interpretation. The 10th and 90th percentiles only provide a comparison of your result against other candidates in the same administration.

Can an average person do CFA?

In spite of all odds, average students pass CFA exams regularly by: Employing study schedules with an emphasis on key subjects. Focusing on ethics and key notions, which have high exam weighting. Utilising quality preparation materials and practice exams.

Can I get a job with just a CFA?

Yes, CFA professionals are in great demand and can command good salaries, especially for finance and investment banking or portfolio management roles.

How much does CFA cost?

How much does the CFA Program cost? Total exam fees for all three levels of the CFA Program range from USD 3520 – 4,600, depending on whether you register during the early or standard registration window.

Is CFA level 3 hardest?

How hard is the CFA Level III exam? Due to the difficulty of the essay format of the CFA Level III exam, it's deemed the most challenging CFA exam to pass although it has a higher pass rate than the Level II exam.

Does CFA level 2 expire?

Congratulations! You can register yourself for Level II as soon as the day after you get your results. Or, you can opt to take a break. Remember, your results will never expire!

Is CFA a lot of math?

However, let's put things into perspective: the CFA Level 1 exam is not a math test. The CFA Institute has made it clear that calculations will account for no more than 30% of the questions on the exam. To put it in numbers, that's a maximum of 54 out of the 180 questions.

Is 67% enough to pass CFA level 1?

The CFA Level 1 passing score is not fixed every year, but it usually stays between 65% and 70%. CFA Institute does not publish an official cut-off, but this range is considered the minimum benchmark to pass.

Is it normal to fail CFA level 1?

You're not alone, and this definitely isn't the end of your CFA journey. In fact, many candidates don't pass on their first try. According to historical data, the CFA Level 1 pass rate has hovered around 40%, meaning more than half of all test-takers have faced this exact same disappointment.

Can I pay CFA fees in installments?

The CFA Institute in India now offers a flexible payment or equated monthly installment (EMI) option. This initiative allows eligible candidates to pay their CFA exam fees in monthly installments, thanks to a partnership with Eduvanz Finance. Here's everything you need to know about this convenient financing solution.