Yes, you can use UPI from Canada to make payments in India if you are a Non-Resident Indian (NRI) with an NRE/NRO account and a Canadian mobile number (+1) linked to it. Popular apps like BHIM, PhonePe, Google Pay, and ICICI iMobile allow this, enabling you to pay Indian merchants or for utility bills using your international number.
Can I use UPI in Canada? Yes, UPI can be used in Canada to send money to India. While UPI is primarily an Indian payment system, Western Union allows Canadian users to transfer funds directly to a recipient's UPI-linked bank account.
Pay online in other countries
You can turn on UPI International by: Using the “Activate UPI International” section. Scanning the international QR code.
You can use Google Pay to send money to friends and family in India using your mobile device. You'll need an internet connection, an Indian bank account and an Indian phone number.
How NRIs can set up UPI payments
Yes, NRIs who maintain an Indian bank account (such as NRE/NRO accounts) and have an Indian mobile number linked to that account can easily create a UPI ID. They can use apps like Paytm. The registered Indian SIM must be active to receive the OTP during UPI setup.
UPI set up process for NRIs
The most popular ones are BHIM UPI, Google Pay, and PhonePe. Select one app, and download and install it on your phone.
Yes, you can use Google Pay from the USA to send money to India by integrating with services like Wise or Western Union within the US Google Pay app, but you need an Indian recipient with a UPI ID or bank account and an Indian phone number to receive it. The US Google Pay app was discontinued in June 2024, so you'll use the Google Wallet app (which is the new name for GPay in the US) to initiate international transfers powered by partners like Wise to send money to India.
Now you're ready to start your money transfer to India. Select Get Started or Send Money on the Remitly app or Send money if you're using Remitly on your web browser. Enter the amount of money you'd like to send in Canadian dollars. We'll automatically display the amount your recipient will receive in Indian rupees.
Get the Google Pay app
UPI One World – A Simple Way for Foreigners and NRIs to Pay in India. UPI One World is a safe and easy digital wallet for NRIs and foreign tourists visiting India.
3: BHIM UPI has the added advantage of being backed by the government, so it is regarded as safer and secure compared to Google Pay. Though Google Pay has enhanced security features like biometric authentication as well as PIN or pattern, extensive data syncing makes it less secure.
You can't use Zelle in Canada - it's for payments between US based banks only. Use this handy guide as a way to find alternative providers to make convenient, low cost, online and mobile payments to Canada.
Yes, NRIs can use their international mobile numbers for BHIM UPI app registration. This service is available for INR transactions in India for NRIs from approved geographies, including Australia, Canada, Hong Kong, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK, and USA.
UPI Payments For Foreigners: The Unified Payments Interface (UPI) has provided a platform for Indians to send and receive money online quickly and easily. The benefits can also be availed by the Non-Resident Indians (NRIs) and foreign nationals, as they can make transactions in India using their foreign mobile numbers.
Yes, NRIs can use UPI from their registered overseas mobile number from the approved geographies, i.e. Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK and USA for INR transactions in India.
How to send money to UPI ID in 3 easy steps
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.
Non-resident Indians (NRIs) can use the UPI app for transactions in India using their registered overseas mobile number. This facility is available for NRIs from specific approved geographies, including Australia, Canada, Hong Kong, Oman, Qatar, Saudi Arabia, Singapore, UAE, the UK, USA, France and the Malaysia.
For credit card purchases you can use Google Pay outside of Canada. For debit card purchases Google Pay is available for use in Canada only.
UPI One World: Seamless Access for Foreign Visitors
No Indian bank account is needed. After a simple KYC process with your passport and visa, the wallet is activated on your international mobile number. You can load it with INR using a debit/credit/forex card and start making payments via UPI QR codes.
Unfortunately, you generally cannot use your international Google Wallet to make UPI payments through GPay in India. GPay requires an Indian bank account and phone number, which most travelers and NRIs don't have.
You can add resident Indians and NRIs as nominees to your Zerodha account. For NRI nominees, you must provide an Indian address and mobile number. Required details (based on CDSL requirements): Your nominee's identification: PAN, Aadhaar, passport, or driving licence number.
*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI that brings together diverse ecosystem partners such as Banks & TSPs (Telecom Service Providers). Using *99# service, a customer can access financial services by dialling *99# from his/her mobile registered with the bank.