If you have a 600 credit score, you're unlikely to get approved for top-tier credit cards, but that doesn't mean you have no options. Multiple issuers, including some of the bigger names in the industry, make cards available to people with a credit score in the 600 range.
While the minimum credit limit on the Capital One Walmart Rewards® Card is $300, the actual amount will be based on your creditworthiness. Lenders determine this by looking at several factors, including your annual income, debt-to-income ratio and credit score.
You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target Circle™️ Card. Like any card, you'll have a better chance of being approved if you have good credit or better. Applicants with lower credit scores may also be offered a lower credit limit.
To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances.
Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
The credit score for Lowe's card is 640, at a minimum.
Your Kohl's Credit Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Approval odds for the Kohl's Credit Card will also be influenced by your annual income and existing debts.
You'll likely need a credit score of 620 or above to qualify for a T.J. Maxx credit card.
Yes, you can apply for a Walmart credit card with bad credit, but your chances are slim. Generally, Walmart requires a credit score of at least 640 for approval. If your score is below 580, you might struggle to get approved. However, each application is considered on a case-by-case basis.
According to anecdotal reports, the card's credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card's terms and conditions. If you want to aim for a higher credit limit, there are a number of areas...
You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
Credit cards for those with a 600 credit score
With this range, you can get some access to cards (including no-fee cards or student credit cards) but you will start to see limitations to what those cards offer. For example, your APR could be higher and you might not get as many rewards or cash back opportunities.
The best store credit card you can get with a 600 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.
Since 600 is considered to be a fair credit score, borrowers with this score generally won't qualify for credit cards with large welcome bonuses, generous rewards and perks or low APRs. However, there are still some options available — using a secured card or becoming an authorized user on someone else's card.
In both cases, you need to be over 18 years old, have a U.S. address, proof of sufficient income, and a valid SSN. The key difference lies in the required JCPenney credit card score. The in-house credit card asks for a score of at least 640, while the Mastercard requires a 700 or above.
The Target Credit Card requires fair credit or better (640+ credit score) for good approval odds. When you apply for a Target Credit Card, the issuer will also consider your income, employment status, debts, housing information, and more.
We will determine your credit line after a review of your application and your ability to pay. If your application is approved for a Kohl's Rewards Visa, the minimum credit line you will receive is $500. If your application is approved for a Kohl's Credit Card, the minimum credit line you will receive is $300.
Apply for Credit Card Online & Get Instant Approval. ICICI Bank Credit Cards are tailored to suit your lifestyle and preferences, so that you can save as you spend. Enjoy exceptional benefits like entertainment discounts, lounge access, exclusive dining deals and fuel savings.
With no credit check or bank account required for approval, the OpenSky® Secured Visa® Credit Card is a great choice if you've been denied traditional cards. Instead, OpenSky will look at the following to determine eligibility: Annual income. Monthly housing payment.
There is no official "lowest score" that card issuers will accept because whether you get approved for a card depends on a variety of factors, not just your credit score. That said, it's possible to get a credit card without any credit history or to apply without a social security number.
Home Depot Credit Card Requirements
Credit score requirement: A credit score of 640+ (fair credit). Age requirement: Must be at least 18 years old. If you're under 21, you must provide proof of independent income or a cosigner.
Initial limit of $500.
VantageScore and FICO scores range from 300 to 850, making 300 the lowest credit score possible. While credit scores as low as 300 are possible, most consumers have scores above 700.