Can I make an Apple ID without a payment method?

Asked by: Lucienne Barton  |  Last update: August 31, 2026
Score: 4.6/5 (35 votes)

Yes, you can create an Apple ID without a payment method by selecting the "None" option when setting up your account, typically by attempting to download a free app first or during the initial device setup. This allows you to create an account for iCloud and free media services, although a payment method may be required later for paid purchases.

Can I create an Apple ID without a payment method?

Select Create Apple ID. Add your account details. As you proceed through the instructions, you will encounter a Payment Information screen. In the Payment Type section, there will be an option – None.

How to skip payment method in Apple ID?

How to download apps on iPhone without a payment method?

  1. Go to Settings → tap your name at the top (Apple ID).
  2. Go to Payment & Shipping and hit 'Edit. ' Then, tap None under payment methods. ...
  3. If that's all cleared, make sure you're logged into the App Store with the same Apple ID, and you should be good once None is set.

Is it mandatory to add a payment method to an Apple ID?

To make purchases from the App Store, iTunes, Music, and more, you must add a valid payment method to your Apple Account.

How do I turn off the payment method in my Apple ID?

You might need to sign in to your Apple Account. Next to Payment Information, click Manage Payments. Click Edit. Click Remove Payment Method.

Create Apple ID Without Payment Method 2023 || How to create Apple ID without Payment Information

32 related questions found

Why is Apple asking me to add a payment method?

Even if you're trying to download a free app on the App Store, Apple requires that you have a payment method on file registered for your Apple ID. This is primarily for verification and security purposes and to confirm that you're a real user.

How do I change my Apple payment method to none?

To select "None" for an Apple ID payment method, you typically need to be setting up a new ID or removing all existing methods, often by downloading a free app first or by changing your Country/Region in settings to make the "None" option appear, as you can't have "None" if you have active subscriptions or an unpaid balance, and you can usually find the option under Settings > [Your Name] > Payment & Shipping > Edit, or by creating an ID via the App Store by getting a free app.

How to avoid putting credit card on Apple ID?

Prevent App Store from making me put in a credit card for a free...

  1. Open the 'Settings' app on your iPhone.
  2. Tap on your Apple ID at the top of the screen.
  3. Tap on 'Payment & Shipping'.
  4. Tap on your payment method, and then tap 'Remove Payment Method'.
  5. Confirm that you want to remove your payment method.

What information do I need to create an Apple ID?

Create your Apple Account using the App Store on your device

  1. Open the App Store and tap the My Account button.
  2. Tap Create New Apple Account. ...
  3. Follow the onscreen steps to provide an email address, create a strong password, and set your country or region. ...
  4. Enter your payment method and billing information, then tap Next.

Why won't Apple let me download apps because of billing information?

Apple stops you from downloading apps due to billing issues when you have an unpaid balance from a previous purchase, even for free apps, requiring you to clear that debt first by updating your payment method or redeeming a gift card, as this "verification required" error signals an old charge failed, preventing any new downloads (paid or free) until resolved. 

How to get past payment verification on iPhone?

🛠️ The Step-by-Step Playbook to Resolve 'Verification Required'

  1. Open Settings: On your iPhone or iPad, navigate to the Settings app.
  2. Tap Your Name: Select your Apple ID profile at the very top.
  3. Go to Payment & Shipping: Tap on this option. ...
  4. Review Your Payment Method: Carefully examine the details of the card on file.

Is an Apple ID really free to create?

Creating an Apple ID is free and easy, and we've already detailed the steps to create an Apple ID free on your iPhone or iPad. Just in case you are confused and are wondering, “What is my Apple ID?” — don't worry. You can easily look up your Apple ID here using your first name, last name, and email address.

Can I remove a payment method from my phone?

On your Android phone or tablet, go to payment methods on Google Play. Payment settings. If asked, sign in to Google Pay. Remove.

Why can't I create a new Apple ID?

If you're trying to create an Apple Account and see a message that says the email address or phone number is unavailable or can't be used, then an Apple Account already exists that uses it. Try a different email address or phone number, or reset your password for that account.

Can I create an Apple ID with Gmail?

Yes, you absolutely can create an Apple ID using a Gmail address; it's a common and perfectly acceptable practice, allowing you to use your familiar Gmail login for all Apple services like the App Store, iCloud, iMessage, and FaceTime, though you'll need to verify the email during setup. 

How to open a free Apple ID?

Go to account.apple.com and click Create Your Apple Account. Enter your birthday and a phone number that you can always access. Check the boxes to subscribe to Apple Updates if you'd like. This keeps you up to date on the latest news, software, products, and services from Apple.

Can I create an Apple ID with just a phone number?

Follow the onscreen instructions to create your Apple Account, and use a phone number instead of an email address.

Do we need money to create an Apple ID?

Yes, creating an Apple ID (or Apple Account) is completely free, serving as your universal login for all Apple services like the App Store, iCloud, and Apple Music, and it comes with 5GB of free iCloud storage to start. You can create one when setting up an Apple device or anytime through Settings, using an existing email or getting a free @icloud.com address, with no payment required for the account itself, though purchases require payment methods. 

How do you bypass the payment method on an iPhone?

Go to Settings > [Your Name] > Payment & Shipping and either remove the payment method or set it to 'None' if you see the option. But sometimes, Apple doesn't even SHOW the 'None' option (super annoying, right?) in certain countries or situations.

What if I don't have a credit card for Apple ID?

You can set up and use Apple ID without credit card from your device's Settings app, but that isn't the only choice. You also have the choice to create an Apple ID without a credit card from the Apple ID website, and the process is identical regardless of whether you use an iPhone, iPad, or Mac.

How to get rid of payment methods on Apple ID?

If there's an issue, change your payment method

  1. Open the Settings app.
  2. Tap your name.
  3. Tap Payment & Shipping. ...
  4. Tap Add Payment Method, enter the new payment method, then tap Done.
  5. Tap Edit.
  6. Tap the red delete button next to the old payment method, then tap Remove.

How do I stop Apple from taking money from my account?

To stop Apple payments, you typically need to cancel subscriptions via Settings (iPhone/iPad) or the App Store (Mac), or if it's an Apple Pay card charge, you must remove the card from Wallet & Apple Pay settings, or if you mean closing an Apple Cash account, transfer funds to $0 and contact support; each payment type has a different method.

How do I remove Apple Pay as the default payment method?

How do I change or remove my Apple Pay default card on an iPhone or iPad?

  1. Go to Settings > Wallet & Apple Pay.
  2. Tap 'Default Card'.
  3. Choose a new card.