Yes, you can use the Google Pay (GPay) app in the US to send money to India. The transfer is powered by partners like Wise or Western Union, allowing you to send funds directly from your US bank account or card to an Indian recipient's bank account in 1–2 days.
Yes, you can use Google Pay from the USA to send money to India by integrating with services like Wise or Western Union within the US Google Pay app, but you need an Indian recipient with a UPI ID or bank account and an Indian phone number to receive it. The US Google Pay app was discontinued in June 2024, so you'll use the Google Wallet app (which is the new name for GPay in the US) to initiate international transfers powered by partners like Wise to send money to India.
Yes, UPI can be used in the US to send money to India. While UPI is primarily an Indian payment system, Western Union allows US users to transfer funds directly to a recipient's UPI-linked bank account. To learn more, check out how to send money to India.
Gpay can be utilised only in Singapore, India and the US for sending money to family and friends. Not all features of Google Pay are equally available in all countries.
How to send USD to India
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
To receive foreign inward remittances, tap the account you want. Tap Manage international payments. Turn on Receive international payments. To provide consent to share masked name and bank account information with International Remittance Partners, tap Continue.
To simplify the app experience, the U.S. version of the standalone Google Pay app will no longer be available for use starting June 4, 2024.
You can use Google Pay to send money in the US, India, and Singapore. If you are based in the US, you can send money to friends and family in India, Mexico, Brazil, and the Philippines.
Guidelines for inward remittances
In India, all inward remittances are regulated by the Reserve Bank of India (RBI) under the Foreign Exchange Management Act (FEMA). As per prevailing FEMA guidelines, you can send money to India for defined purposes only.
UPI One World is a digital wallet powered by the Unified Payments Interface (UPI) that allows NRIs and foreign visitors to make payments in India using INR. It is linked to your international mobile number and can be used at stores that accept UPI payments—across cities, towns, and even rural areas.
PhonePe lets you link international numbers from many countries, like the United States, United Arab Emirates, United Kingdom, Saudi Arabia, Canada, Qatar, Singapore, Australia, Oman, Hong Kong, France, and India (for returning NRIs).
Cross-border UPI:
Pay the Google way
Yes, you can use Google Pay from the USA to send money to India by integrating with services like Wise or Western Union within the US Google Pay app, but you need an Indian recipient with a UPI ID or bank account and an Indian phone number to receive it. The US Google Pay app was discontinued in June 2024, so you'll use the Google Wallet app (which is the new name for GPay in the US) to initiate international transfers powered by partners like Wise to send money to India.
Key wallet providers in the US are - Paypal, Venmo, Apple pay, Google pay, and Amazon pay.
How to create a payments profile with a new country
Sending money to bank accounts
With Western Union, you can transfer money to India to nearly 200 banks. They include State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank Baroda.
Provided that the country and the retailer support Google Pay, you can pay with Google Pay abroad. Standard charges will apply for your card, in accordance with your terms and conditions. Depending on your mobile tariff, additional data and overseas charges may apply.
A $1000 Zelle transfer takes minutes if both you and the recipient are already enrolled with Zelle; if the recipient isn't enrolled, they'll get a notification to sign up, and once they do (within 14 days), the money arrives quickly, otherwise, it's returned to you. While most banks offer instant transfers, some might delay for security, or you might choose a slower (1-3 day) option for higher limits, but for $1000, it's usually instant.
8 Best International Money Transfer Apps [2026]
How can I send money internationally with Venmo? Venmo cannot be used to send money overseas. It is only available for domestic money transfers or payments in US dollars within the United States. There are, however, plenty of alternatives if you need to send or receive money internationally.