Can I purchase a Western Union money order with a credit card?

Asked by: Lenore Ruecker  |  Last update: February 9, 2022
Score: 4.6/5 (65 votes)

Currently, no major merchants allow you to pay for a money order with a credit card. Western Union and 7-Eleven are often cited as places that allow customers to pay for a money order with a credit card, but we confirmed directly with both retailers that they only accept cash payments.

Does Western Union take credit cards?

WU accepts Visa® and MasterCard® credit cards*. *Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. Note: American Express and Discover payment cards are not accepted for Telephone money transfer.

Where can I get a money order with a credit card?

The only places that let you buy a money order with a credit card are 7-Eleven stores and Western Union. If you plan to charge a money order, be aware that your credit card company may consider a money order purchase to be a cash advance, which has some significant downsides.

Can I pay for a money order with a credit card?

Credit card providers generally allow you to pay for a money order with a credit card, but they typically treat the transaction as a cash advance rather than a regular purchase. ... Cash advance fees are usually set at 5% or $10, whichever is greater.

Is using a credit card for Western Union a cash advance?

Western Union & Credit Cards – Fail

A cash advance is when you use your credit card to get cash. Cash advances are charged a higher level of interest than regular purchases and there is no grace period to avoid the interest.

Can You Buy A Money Order With A Credit Card?

20 related questions found

Can you pay for a money order with a credit card at Walmart?

Walmart Money Order Payments

Credit cards are not accepted as payment for a money order at Walmart. If you need to purchase a money order, you will need cash or a debit card. Once you have your Walmart money order, remember that it is as good as cash.

What can you buy with a credit card?

7 Things to Purchase With Credit Cards
  • Appliances and Electronics. You should always consider buying big ticket items, like your refrigerator or your laptop, with your credit card. ...
  • Business Expenses. ...
  • Home Repairs. ...
  • Online Purchases. ...
  • Rental Car. ...
  • Purchases Over the Phone. ...
  • Travel.

Can you purchase a money order with a credit card at the post office?

Go to any Post Office location. Take cash, a debit card, or a traveler's check. You cannot pay with a credit card. ... Pay the dollar value of the money order plus the issuing fee.

How do I get my cash advance from my credit card?

You can establish one by calling your card's customer service line. Once you have a PIN, you can visit an ATM, insert your card the same way you would a debit card, then look for the cash advance option on your account menu. You then select the amount of cash you want to withdraw, up to your card's cash advance limit.

Can I use a credit card online to Western Union Myself money?

Sending money to yourself with the Western Union TravelWise service online: Visit to use a debit or credit card.

Can I pay a friend using credit card?

Paying a friend with a credit card has its advantages, but the fees might outweigh the benefits. ... If you don't have enough cash on hand, don't fret: You can pay a friend with a credit card, though it may cost you in fees.

How do you send money using a credit card?

Here's a quick breakdown of how to send money after you download a payments app:
  1. Add your credit card as a payment method.
  2. Choose the option to send money.
  3. Look up the recipient through their name, phone number, or email address.
  4. Pick an amount to send and confirm the transaction.

How can I get cash from my credit card without a PIN at an ATM?

The easiest way to withdraw cash from a credit card without a PIN is to visit a bank that does business with your credit card company, ask the teller for a cash advance, and present your card along with a government-issued photo ID.

Can you use a credit card at an ATM without PIN?

Credit card PINs may be required if you want to take out cash advances at ATMs. Entering your PIN helps verify that you're the card owner. And if you don't have a credit card PIN when it's required or can't remember it, you can't complete the cash advance.

Can I get cash back with a credit card?

You can get cash back from a credit card by earning cash back rewards on purchases or taking out a cash advance. ... Cash rewards credit cards give you a percentage of your purchases back as a statement credit, check or a deposit into your bank account.

Can you buy a money order with a credit card at Publix?

Also, there is a $500 limit on each money order, so you'll have to buy multiple money orders if you need a higher amount. Finally, you will need to pay for your money order using cash, a prepaid debit card, or a debit card. Unfortunately, Publix doesn't accept credit cards as a payment method for money orders.

Who cashes Western Union money orders?

You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you've been able to cash checks in the past). In some circumstances, the bank or retailer may charge you to cash your money order.

What items should you not purchase with a credit card?

Purchases you should avoid putting on your credit card
  • Mortgage or rent. ...
  • Household Bills/household Items. ...
  • Small indulgences or vacation. ...
  • Down payment, cash advances or balance transfers. ...
  • Medical bills. ...
  • Wedding. ...
  • Taxes. ...
  • Student Loans or tuition.

What should you not use a credit card for?

The 5 types of expenses experts say you should never charge on a credit card
  • Your monthly rent or mortgage payment. ...
  • A large purchase that will wipe out available credit. ...
  • Taxes. ...
  • Medical bills. ...
  • A series of small impulse splurges.

Can you buy things online with a credit card?

Is it safe to shop online with a credit card? Yes, it's safe to shop online with your credit card, although it does depend on the site where you're shopping as well as the security of both the device you're using and the network you're connected to.

Does Walmart cash Western Union money orders?

Unfortunately, Walmart does not cash Western Union money orders as of 2022. Instead, Walmart offers their own money ordering services which Walmart customers can use as an alternative. Additionally, if you have a Western Union money order to cash, many local grocery stores, banks, and pharmacies will cash them.

Can I buy a gift card with a credit card?

The bottom line. You can absolutely buy gift cards with a credit card instead of cash or debit, but you should only do so with a plan. If you buy gift cards with plastic and don't pay your balance in full, for example, you'll wind up paying credit card interest on your revolving balance each month.

Does MoneyGram accept credit?

What payment methods can I use for sending money online? You can pay for online transfers using a credit or debit card (Visa or MasterCard). Card issuer cash advance fee and associated interest charges may apply when you use a credit card.

Does my credit card have a PIN?

Credit cards have PIN numbers. Yes, credit cards have personal identification numbers, but they aren't used as frequently as they are with debit cards. In addition, credit cards often require you to use security codes (which usually appear on the back of the cards), while debit cards don't.