Can I put a lock on my Social Security number?

Asked by: Prof. Leilani Lehner DVM  |  Last update: May 10, 2025
Score: 4.7/5 (72 votes)

You can lock your Social Security number—sometimes referred to as freezing your SSN—in a couple of ways. The easiest way to lock your SSN is by calling the Social Security Administration to block electronic access. Or, you can apply a Self Lock on E-Verify to stop anyone from using your SSN to apply for a job.

How much does it cost to lock your Social Security number?

There is NO COST to place or lift a security freeze. For more information, see detailed instructions entitled “Placing a Security Freeze on Your Credit Report to Protect Yourself from Identity Theft” below. 5. Review your credit reports carefully.

What are the benefits of locking your Social Security number?

This prevents unauthorized individuals from gaining access to the personal details linked to your SSN. However, locking your SSN not only stops a thief from claiming your benefits but also prevents you from receiving any benefits.

How can you put a PIN on your Social Security number?

How to get an IP PIN. The fastest way to receive an IP PIN is to request one through your Online Account. If you don't already have an account on IRS.gov, you must register to validate your identity. Spouses and dependents are eligible for an IP PIN if they can pass the identity verification process.

Can I put an alert on my Social Security number?

Yes. You can add or remove a fraud alert at any time for free on the TransUnion Service Center. We'll also notify Experian and Equifax so they can add an alert to the report they have for you.

Protect your Social Security Number! How to Lock it to be safe.

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How do I lock my Social Security number for free?

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

Is there a way to secure your Social Security number?

Lock Your Social Security Number

To block electronic access to your SSN, call the Social Security Administration at 800-772-1213. Once you've made your request, any automated telephone and electronic access to your Social Security file is blocked.

How do I secure my Social Security card?

The best way to “Guard Your Card” is to keep it in a safe place and share it only when required, which is rare. In fact, in most cases, just knowing the Social Security number should be enough. In 49 states and the District of Columbia, a Social Security card isn't required to request a Real ID.

How do I check if my Social Security number is being used?

Identity Theft: If you think an identity thief is using your SSN to work or to collect benefits, call the Social Security Fraud Hotline at 1-800-269-0271. If you think someone may be using your SSN to work, check your Social Security Personal Earnings and Benefit Statement.

How do I put a lock on my child's Social Security number?

If you have an IRS.gov account, you can request the PIN through the dedicated online tool. You'll need to verify your identity and do the same for your child to get a PIN for them. If you can't complete the process online, you might be able to apply for a PIN using Form 15227.

How to get money from your Social Security number?

There are two ways you can receive your benefits:
  1. Into an existing bank account via Direct Deposit or.
  2. Onto a Direct Express® Debit Mastercard®

How to protect yourself from identity theft?

The following tips can help you lower your risk of becoming a victim.
  1. Protect your Social Security number. ...
  2. Fight "phishing" - don't take the bait. ...
  3. Polish your password practices. ...
  4. Be mysterious on social networks. ...
  5. Shield your computer and smartphone. ...
  6. Click with caution. ...
  7. Check your statements.

What happens if your Social Security number is on the dark web?

When your SSN and other personal information is leaked on the Dark Web, cybercriminals may use those details to steal your identity. They could go as far as getting a job in your name. Commit tax fraud.

What happens when you lock your SSN?

You can create a myE-Verify account to place a “Self Lock” with E-Verify. Locking your SSN prevents anyone else from using it to authorize employment in E-Verify. The lock stays in place as long as your account is valid or until you unlock it.

Can I change my Social Security number to prevent identity theft?

Should you get a new SSN? If you've done all you can to fix the problems resulting from misuse of your SSN, and someone is still using your number, we may assign you a new number. You can't get a new SSN: If your SSN card is lost or stolen, but there's no evidence that someone is using your number.

How do you put a lock on your credit?

Each credit bureau offers multiple methods for placing a credit lock: Online: This is typically the fastest and most convenient option. You'll need to create an account or log into your existing account with each bureau. Phone: You can call their customer service line to request a credit lock.

How do I freeze my Social Security number?

The first thing you should do when locking your SSN is call the Social Security Administration (SSA) at 1-800-772-1213 and ask them to block electronic access. This will prevent anyone (including you) from accessing your online Social Security account and changing your personal info or records.

What bank is my Social Security number linked to?

There is no federal reserve bank that your social security number is linked to. A claim otherwise is a scam. The only accounts at the Fed are for member banks.

Can someone use your SSN without you knowing?

Like the rest of the SSN identity theft types, you may not know someone's receiving free utilities in your name until you begin receiving unpaid bills. Your stolen Social Security number gives access to more personal data about you.

How to self lock SSN?

To sign up for Self Lock and freeze your SSN:
  1. Go to myE-Verify and follow the prompts to create an account. ...
  2. After you create the account, you'll take a short Identity Proofing quiz.
  3. Next, you'll land in your myE-Verify dashboard. ...
  4. Click Lock My SSN.
  5. Set your Self Lock challenge questions.

Can you put a PIN on your Social Security number?

An IP PIN is a six-digit number that prevents someone else from filing a tax return using your Social Security number. The IP PIN is known only to you and the IRS and helps the IRS verify your identity when filing an electronic or paper tax return. An IP PIN valid for one year.

How do you put an alert on your Social Security number?

Go to the website of any of the three major credit bureaus and select that you want to add a fraud alert. Note: You only need to do it at one credit bureau. Once you place the fraud alert at any of the three bureaus, they automatically notify the other two.

How do I check to see if someone is using my Social Security number?

Order your Social Security Statement.

You can create an account at ssa.gov/myaccount to view your statement online. Alternatively, you can print, complete, and send Form SSA-7004 to submit your request by mail. However, be aware that receiving your information this way can take 4–6 weeks.

Can I lock my child's Social Security number?

Consider a free security freeze

You'll need to provide proof of your identity and theirs and proof that you are their parent or legal guardian. Security freezes must be placed separately with each of the three nationwide credit bureaus.

How to make sure someone doesn t use your Social Security number?

How to Protect Your SSN
  1. Offer an Alternative Form of ID. ...
  2. Ask Why They Want It and How It Will Be Handled. ...
  3. Leave Your Card at Home. ...
  4. Shred Mail and Documents With Personal Details. ...
  5. Don't Use Your SSN as a Password. ...
  6. Don't Send Your SSN via an Electronic Device. ...
  7. Don't Give It Out to Strangers. ...
  8. Monitor Your Bank Accounts.