Apple Pay is a digital wallet service created by Apple that makes paying with your iOS device simple and easy. To get started, you'll usually need a valid debit card. If you don't have one, you can use a supported prepaid card! Once your prepaid card is added, you can send and receive money with friends.
To set up Apple Pay, add a debit or credit card to the Wallet app on your iPhone, Apple Watch, or other compatible device. To use Apple Pay, you need: A compatible device1 with the latest version of iOS or iPadOS, watchOS, macOS, or visionOS. A supported card from a participating card issuer.
To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card.
The recipient must meet the requirements, and they need the latest versions of iOS or watchOS. If the recipient doesn't meet the requirements, you'll see a message that they aren't eligible in Messages. If you're asked to choose a lower amount or try again later, you might have encountered a limit.
Sending and receiving money is totally free and fast, and most payments are deposited directly to your bank account in minutes.
Using Apple Pay can be simpler than using a physical card, and safer too. With your cards stored in the Wallet app, you can use Apple Pay to make secure payments in stores, for transit, in apps, and on websites that support Apple Pay.
No, Walmart does not directly accept Apple Cash. However, there is a workaround. You can transfer your Apple Cash balance to a debit card linked to your Apple Wallet and then use that debit card as a payment method through Walmart Pay.
Open the Settings App. Scroll down and tap Wallet & Apple Pay. Tap Apple Card, then tap the Info tab. Tap Card Information, then authenticate with Face ID, Touch ID, or your passcode to see your virtual card number.
Any money you receive in Messages or Wallet is automatically added to your Apple Cash balance. For users under 13, money is added to their Apple Cash card only when someone sends them money.
If you are one of those customers, you will have to wait until the physical card arrives in the mail before you can spend with it. If you are not able to add your card to your phone's wallet during signup - you will need to wait until the physical card arrives in the mail before you can get full access to your account.
Payment Apps (E-Wallets)
The most famous ones are PayPal, Apple Pay and Google Pay.
Have the customer hold out their card or NFC device, or hand it to you, to tap on your Android device. As your customer is tapping their card or NFC device, watch for the screen to show the transaction as Approved. This will be accompanied by an audible beep and vibration to confirm that the payment has been accepted.
There are no extra costs for a business to accept Apple Pay, just the usual fees for processing credit card payments. So, your business will be subject to a fee from your credit card processor or facilitator for each Apple Pay transaction, similar to regular credit card transactions.
To receive donations through Apple Pay, simply provide your banking information in your donation platform. Your donation platform is responsible for processing donations, and will determine how quickly you receive contributions, including those made through Apple Pay.
Paying with Apple Pay without a card is easy and safe. It allows you to make fully contactless payments with your Apple Watch or iPhone at convenient POS terminals. Apple Pay is part of the Wallet app. Wherever you can pay with your debit or credit card contactless, it is possible to pay with Apple Pay without a card.
Yes. There are still many retail outlets that do not accept Apple PayTM, so you will need your physical cards at those stores.
It's always free to receive money to your personal Cash App account. It's also free to send money from your Cash App balance or your linked debit card.
Zelle does not charge a fee, which means it offers both of these—and since payments happen via the app, you also don't need a checkout terminal. There is, however, an important consideration that may be a deal-breaker for some businesses.
It's free to receive money into personal accounts. For business accounts, Cash App charges 2.75%. If you're sending $100 funded by a credit card, the fee is 3% for either account type. Cash out is free unless you select instant deposit which is 1.5% 0.5% - 1.75%, with a minimum fee of $0.25.