Yes, you can use Google Pay India in Canada, primarily for UPI International payments at merchant locations that support it, or by using linked international-enabled credit/debit cards. You must activate UPI International in the app, and note that it is limited to specific supported banks and merchant terminals.
Paying Abroad Using Google Pay
If you are travelling or shopping online in another country, you can use your Google Pay app to pay for things just like you do in India. You must add a debit or credit card that is enabled for international transactions.
To transfer money from India to Canada, you would need: Beneficiary details (viz. name, account number, address, country name, bank name, address) The SWIFT code and transit number for the recipient account.
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Yes, UPI can be used in the US to send money to India. While UPI is primarily an Indian payment system, Western Union allows US users to transfer funds directly to a recipient's UPI-linked bank account. To learn more, check out how to send money to India.
Yes, you can use Google Pay from the USA to send money to India by integrating with services like Wise or Western Union within the US Google Pay app, but you need an Indian recipient with a UPI ID or bank account and an Indian phone number to receive it. The US Google Pay app was discontinued in June 2024, so you'll use the Google Wallet app (which is the new name for GPay in the US) to initiate international transfers powered by partners like Wise to send money to India.
Yes, NRIs can use UPI from their registered overseas mobile number from the approved geographies, i.e. Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK and USA for INR transactions in India.
What is the main payment method in Canada? Canada's national debit card system, Interac Debit, is the most popular payment method for everyday in-store purchases, with its contactless 'tap' function being the standard.
Google Pay is accepted at more places than you think. Millions, in fact. It works in select supermarkets, pharmacies, restaurants, clothing stores, gas stations, beauty shops, and other retailers that accept mobile payments. See a list of major stores that accept Google Pay.
You can't use Zelle in Canada - it's for payments between US based banks only. Use this handy guide as a way to find alternative providers to make convenient, low cost, online and mobile payments to Canada.
You can transfer your money using:
Yes, it is possible to transfer ₹20 Lakhs through NEFT, depending on your bank's daily limit. Increasing the NEFT limit in HDFC is a hassle-free process. To modify your third-party transfer (TPT) limit in HDFC Bank, log in to the official HDFC Bank portal using your ID and password.
Learn what you can do with Google Pay
Tip: Google Pay on iPhone and iPad is only available in the US and India. You can use your Google account to pay online where Chrome is available. You can use Google Pay to send money in the US, India, and Singapore.
Sending international transfers from India with UPI
At the same time, limited outbound transfers are now available. Indian users can send money to Singapore through the PayNow–UPI linkage, which is currently the only live corridor for person-to-person transfers using UPI.
Provided that the country and the retailer support Google Pay, you can pay with Google Pay abroad. Standard charges will apply for your card, in accordance with your terms and conditions. Depending on your mobile tariff, additional data and overseas charges may apply.
How do I pay with Google Wallet? Set up your Android phone for easy contactless payments. Just add your credit or debit cards to get started. When you're ready to pay, unlock your phone, hold it near the reader and look for the check mark to know your payment has been accepted.
Supported Regions and Countries
Can I use UPI in Canada? Yes, UPI can be used in Canada to send money to India. While UPI is primarily an Indian payment system, Western Union allows Canadian users to transfer funds directly to a recipient's UPI-linked bank account. To learn more, check out how to send an international money transfer.
Debit and credit cards remain the go-to choice for most Canadians when making payments. Cards like Visa, Mastercard, and American Express are widely accepted, making them essential for everyday purchases. Contactless payments, where you can simply tap your card at checkout, have also become increasingly prevalent.
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Google Pay in India operates on the UPI infrastructure, enabling instant money transfers between linked bank accounts. Users can pay using UPI IDs, QR codes, or mobile numbers.