Can I use my Amex to buy a car?

Asked by: Lorenz Veum  |  Last update: March 11, 2023
Score: 4.3/5 (22 votes)

Cardholders of The Platinum Card® from American Express (another high credit limit card), or any other type of Amex members, can try using the American Express Auto Purchasing Program, which connects you to dealers who accept American Express and let you charge $2,000 or more toward a car purchase on your Amex card.

Can you use Amex at car dealership?

If you want to use an American Express card to purchase a car, Amex's Auto Purchasing Program may be the way to go. All of the dealers affiliated with this program allow you to charge at least $2,000 on an Amex card, and some dealers will allow you to charge the entire purchase price.

Can I use my Amex to make a car payment?

AMEX has a program in place to allow you to pay for a car with your credit card, making them a great card issuer to use when buying a car! Not every dealer will let you use a credit card to pay for a car, so you might have to shop around.

Can I use my credit card to buy a car?

In general, car dealerships accept credit cards. You might even be able to use a card to buy a vehicle. However, it's more likely that the dealership will take a credit card for a down payment or a part of the down payment up to a certain amount. For you, using a credit card is a convenience or maybe a necessity.

What is Amex auto purchasing program?

The Amex Auto Purchasing Program is an online portal powered by TrueCar where you can find TrueCar certified dealerships that allow you to purchase vehicles with American Express cards (at least partially) and get special discounts and other perks with your purchase.

WHY I BOUGHT MY MERCEDES E350 WITH MY AMERICAN EXPRESS PLATINUM at 24?!

43 related questions found

Does CarMax take Amex?

For payment, we accept cash, credit (Visa, MasterCard, Discover, American Express), or check. A CarMax associate will assist with the payment arrangements.

Does Kia accept American Express?

The Dealer accepts payment by Visa, MasterCard, American Express, Switch, Maestro and Delta.

How much can you put on credit card when buying a car?

Exactly how much you can put on your card will be up to your dealer, but most will limit credit card charges to between $5,000 and $10,000. The real question isn't whether you can buy a car with a credit card; it's whether you should.

Can you use a credit card to make a downpayment on a car?

It's likely a car buyer can pay for part or all of a down payment with a credit card and take out an auto loan to cover the rest of the car's cost. If a buyer pays off a credit card balance over time, two monthly payments will be required for the one car purchase.

How long should I have a credit card before buying a car?

After six to 12 months, you should start receiving credit card offers. But if not, you should apply for a regular credit card that many banks offer to young people who may have no credit or poor credit.

Why can'ti pay my auto loan with a credit card?

But paying directly with a credit card probably won't be among them, as auto lenders generally will not accept credit cards. They may or may not even accept direct debit card payments. In order to make car payments with a credit card, drivers must instead jump through a hoop or two and do it indirectly.

Can I pay my rent with American Express?

If you are making residential rent payments, you can essentially use any payment method, including Visa, Mastercard, American Express, Discover, Diners Club International, and JCB.

Can I pay my monthly car loan with a credit card?

Whether you can make your car payment with a credit card will depend on your auto loan lender. Some lenders will accept credit card payments with no problem. Other lenders will accept credit cards, but will charge a hefty processing fee.

Is TrueCar a good way to buy a car?

Is TrueCar legit? Yes, TrueCar is a legitimate company that works with certified dealerships to provide haggle-free pricing. It provides pricing for used and new vehicles in your area, though it cannot guarantee that the vehicle will still be available when you arrive at the dealership.

Can you buy a car with a debit card?

To answer your question plainly, yes, you can technically use your debit card to pay for a car—but it may not work for your specific purchase. There are a few more complications when paying with a debit card, especially if you're buying from a dealer rather than a private seller.

How much should you put down on a 12000 car?

“A typical down payment is usually between 10% and 20% of the total price. On a $12,000 car loan, that would be between $1,200 and $2,400. When it comes to the down payment, the more you put down, the better off you will be in the long run because this reduces the amount you will pay for the car in the end.

Can you buy a BMW with a credit card?

You can make a payment with your debit card, but we do not accept credit cards for regularly monthly payments.

Why you shouldn't put money down on a car?

It can't be stopped but making a large down payment gives you a cushion between the value of the car and the amount you owe on the loan. If your loan amount is higher than the value of your vehicle, you're in a negative equity position, which can hurt your chances of using your car's value down the road.

Can you buy a Toyota with a credit card?

Love Toyotas? You can buy a Toyota with a credit card.

Can you buy Tesla with credit card?

Tesla accepts credit and debit cards for almost everything except the full balance of a car. You can only use a credit card to pay the deposit—the rest of the balance must come from a wire transfer or from a bank loan.

How do you pay for a downpayment on a car?

The type of down payment accepted varies from car dealership to car dealership, however, most car dealerships accept down payments in the form of cash, checks or debit cards. When using cash, be careful and make sure you receive a receipt and other documentation that leaves a paper trail should the deal go south.

Does BMW accept Amex?

We accept the following credit or debit cards at no additional cost – Solo, Switch, Maestro, Visa Electron, Visa Debit, Visa, MasterCard, American Express.

Why is Amex not accepted?

Why Isn't American Express Accepted Everywhere? If you have an American Express card, then you may have visited merchants who accept other credit cards, but not your Amex. The reason has to do with the interchange fees charged by the credit card payment networks such as Visa, Mastercard, Discover and American Express.

Where is Amex not accepted?

Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria. Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe's, Apple, Best Buy, Staples, CVS. Major Retailers That Don't Accept American Express: Costco, small non-chain stores/restaurants.

Can you buy a car in one day?

Answer provided by. “Dealerships can usually get financing for a new car on the same day, depending on your situation.