Yes, you absolutely can use your Chime virtual card for tap-to-pay by adding it to your phone's mobile wallet (like Apple Pay, Google Pay, or Samsung Pay) through the Chime app, allowing you to make contactless payments in stores just like a physical card.
At Chime, we offer virtual cards for all of our members directly in the Chime app. To find yours, simply visit Settings and tap Cards. This virtual card can then be used for Tap2Pay transactions, online shopping, and recurring bill payments.
Yes, you can tap with a virtual card by adding it to a mobile wallet like Apple Pay or Google Pay, then using your phone to tap the contactless reader at checkout, which uses the card's details securely without needing the physical card. Alternatively, some virtual cards allow manual entry of the card number, expiration, and CVV directly at the terminal.
The virtual card lets you shop securely online, set up subscriptions, and pay in stores by adding it to your mobile wallet.
How to get a Chime Visa ® Debit Card in a few steps.
Once you're at the ATM, open your mobile banking app or your phone's digital wallet (like Apple Pay or Google Pay) and select the card you want to use. Tap or scan to connect. If the ATM uses NFC, tap your phone on the contactless symbol.
Chime Visa® Debit Card is now equipped with a contactless chip called Tap-to-Pay, identifiable with a Tap-to-Pay icon either on the front or back of the card. T2P allows members to tap their debit card to the contactless-enabled payment reader at checkout.
Make a purchase with your virtual card
You can use a virtual credit card in-store by adding it to a digital wallet (like Apple Pay or Google Pay) for tap-to-pay, or by manually entering the virtual card number, expiration, and CVV at the terminal if the merchant allows it, though adding it to your phone's wallet is usually easier and more secure for contactless payments.
Open the Google Wallet app. Tap Add to Wallet (+). Tap Payment card. Tap New credit or debit card and follow the steps.
Yes, you can tap with a virtual card by adding it to a mobile wallet like Apple Pay or Google Pay, then using your phone to tap the contactless reader at checkout, which uses the card's details securely without needing the physical card. Alternatively, some virtual cards allow manual entry of the card number, expiration, and CVV directly at the terminal.
You can use your virtual card for online shopping, over the phone or to make contactless payments. It's linked to your account, just like your physical card, so payments will be debited from your balance.
You have 2 ways to tap to pay in a store:
Make quick and easy purchases by adding your Virtual Debit Card to your mobile wallet (Tap to Pay). Enjoy the convenience of making secure online purchases without the hassle of entering card information each time.
While it's not possible to use a cardless ATM, there are several other ways to get money out of Chime without a card:
Scroll through the cards at the top of your screen to see your virtual card. If you used a temporary Chime card, your virtual card may not appear until you update the app. Make sure you're using the latest version, then check again. Chat with us in the Chime app The easiest way to reach us is through the Chime app.
Some merchants where the card is accepted include:
In most cases, you can use a virtual card in-store by typing the card details directly into the card reader. Alternatively, if your virtual card is linked to a digital wallet like Apple Pay or Google Pay, just tap your phone for a quick and contactless checkout.
A virtual credit card is a card number that's tied to your traditional credit card account but isn't the same as the number on your physical card. This helps protect you from credit card fraud.
You use your Chime virtual card by finding its details (number, CVV, expiry) in the Chime app under Profile > Cards, then using those details for online/in-app purchases, or adding it to Apple Pay/Google Pay for tap-to-pay in stores, linking to its security features. It works like your physical card but digitally, allowing immediate use before the physical one arrives and offering added security.
To get a Chime $200 bonus, you typically need to either be referred by an existing member and meet specific direct deposit criteria, or be eligible for their SpotMe feature which can cover overdrafts up to $200 after setting up qualifying direct deposits. The main path to a referral bonus involves a friend signing up with your link and getting a single $200+ direct deposit within 45 days, rewarding both of you.