You can't directly "block" a merchant within Apple Pay for all transactions, but you can revoke preauthorized payments in the Wallet app, cancel subscriptions directly with the merchant, contact your bank to dispute charges or put a stop payment, and remove the payment card from your Wallet. For subscriptions or recurring charges, you must manage them with the merchant or through your Apple ID; blocking the card won't stop these, but managing them directly with the merchant will.
To manage your payment preferences, tap Manage with [Merchant] to visit the merchant's site. If you can't change or cancel the preauthorized payment on the merchant's site, you can also tap Revoke Payment Authorization to request that the merchant not charge the Apple Pay payment method for future transactions.
Contacting the merchant or service provider is your first step. Let them know you no longer want your credit or debit card to be charged and ask for information on their cancellation process. Most legitimate companies will accept your request to cancel unless there are specific contractual obligations.
If you want to unlink a merchant ID from your Apple Business Connect account, sign into Apple Business Connect, navigate to “Tap to Pay on iPhone,” select the merchant ID you want to change, then select “Remove.”
Unauthorized Charges
If someone else used your Apple Pay without permission, that's considered fraud. This might happen if your phone was stolen and someone made purchases before you could lock the device. Or maybe your card info was stolen online and added to someone else's digital wallet.
If you were scammed on Apple Pay, immediately contact your bank/card issuer to dispute the charge, as they handle fraud for linked cards; for Apple Cash, report it via the Wallet app, but funds are hard to recover as it's like cash, so act fast, report to authorities (FTC, police), and secure your Apple ID, though refunds are difficult for accepted Apple Cash payments.
On your iPhone, open the Wallet app and tap Apple Card. On your iPad, go to Settings and tap Wallet & Apple Pay, tap Apple Card, then tap Transactions. Under Latest Card Transactions, tap the transaction that you want to report. Tap it again, then tap "Report an Issue."
To cancel the payment:
Here's what you should do:
In most cases, you will need to contact the merchant or company billing the subscription in order to stop a recurring payment charged on your credit card. In some situations, however, you can ask your credit card issuer to help you by revoking authorization of payment, depending on their policy.
Yes, you can cancel a pre-authorized payment by notifying your bank at least three business days before the scheduled date and by also contacting the merchant to revoke your authorization in writing, keeping records of both actions to prevent future charges and dispute any that slip through.
If you have a subscription
You can cancel your subscription from Apple. When your subscription period is over, remove your payment method.
Yes, you can 1-(855)(518)(8609) lock it by going to the card details and selecting lock. Does locking my 1-(855)(518)(8609) device through Find My suspend my Apple Pay? Activating Lost Mode 1-(855)(518)(8609) will instantly suspend all payment cards on that specific device.
You can reverse a transaction made with Apple Pay just like you would with a physical card. Please contact your merchant if you wish to request a reversal or refund. You may be asked to provide the last four digits of your Device Account number.
How to request a refund
To block a subscription payment, first try canceling directly with the company, then formally revoke authorization with your bank via an online form or stop payment order, and finally, monitor your account for any continued charges and dispute them if necessary. Always get written confirmation and be aware that stopping payments doesn't release you from contractual fees.
If you've set up a recurring or subscription payment using Apple Pay or Google Pay, you'll need to cancel it directly with the business or service provider - just like you would if you used a physical card or direct debit.
Examples of valid dispute reasons include:
If you were scammed on Apple Pay, immediately contact your bank/card issuer to dispute the charge, as they handle fraud for linked cards; for Apple Cash, report it via the Wallet app, but funds are hard to recover as it's like cash, so act fast, report to authorities (FTC, police), and secure your Apple ID, though refunds are difficult for accepted Apple Cash payments.