Can you buy something with a credit card and return it for cash?

Asked by: Prof. Junius Effertz  |  Last update: June 10, 2023
Score: 4.8/5 (41 votes)

No, it's not possible to make a purchase with a credit card and then return what you bought for a cash refund.

Can I get a cash refund if I paid by credit card at Walmart?

If you paid with a credit card, Walmart says it will apply your refund only to that same credit card. If you paid with a debit card, you have the option to put the refund back on the card or get cash.

How can I turn my credit card purchase into cash?

Do a cash advance: You can make an ATM withdrawal with your credit card to turn some of your available credit into cash. You just need to get a PIN from the card's issuer. You can withdraw up to the “cash advance limit” listed on your statement.

How can I get cash from my credit card without cash advance?

You can also avoid cash advances and get cash from a credit card using prepaid cards. You can take a few approaches, but the most direct and immediate one is buying a Mastercard gift card with a sufficient amount of cash on it using your credit card and withdrawing that cash from an ATM.

What happens if I get a refund to a credit card with no balance?

If a credit card refund results in a negative account balance, the issuer will either wire the money back to your checking account or send you a check. Alternatively, you could charge additional purchases to the card to bring the balance back up to zero or more.

Can You Buy with a Credit Card & Return for Cash

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Can I return something to Walmart and get cash?

Get a cash refund if the returned item is less than $10. Get a Walmart shopping card or gift card if the returned item is equal to or more than $10.

What stores give cash back on debit returns?

In addition to grocery stores and gas stations, some department stores let you get fee-free cash back with your debit card. Department stores like Costco, Target, and Walmart are just a few of many options.
When you need cash, you can usually find it at:
  • Costco.
  • Kmart.
  • Target.
  • Walmart.
  • Walgreens.
  • Rite Aid.
  • CVS.
  • Staples.

What stores will give you a cash refund without a receipt?

Most of the stores listed below will return or exchange an item without a receipt and give you 90 days or more to make the transaction.
  1. Nordstrom. ...
  2. Kohl's. ...
  3. REI. ...
  4. Bed Bath & Beyond. ...
  5. L.L. Bean. ...
  6. J.C. Penney. ...
  7. Wal-Mart.

Can you get cash back with a credit card without a PIN?

There are a few ways to get a cash advance on a credit card without a PIN. The easiest way to withdraw cash from a credit card without a PIN is to visit a bank that does business with your credit card company, ask the teller for a cash advance, and present your card along with a government-issued photo ID.

What stores give you cash back for returns without a receipt?

Stores That Give Cash Back on Returns Without a Receipt
  • Walmart—If you want to return an item to Walmart, you can do it by mail or in person. ...
  • Nordstrom—Nordstrom products can be returned by mail and in person. ...
  • Bed Bath & Beyond—The company doesn't offer refunds for returns.

Can you steal stuff from Walmart and return it?

If you return the items there is a possibility, probably a very good one, Walmart will still report you to the police and you will be charged with retail theft. If this happened on more than one occasion you could possibly be charged for...

What the most you can return to Walmart without receipt?

Walmart's standard return policy is now in effect, allowing customers to return items within 90 days of purchase. The Walmart return policy without receipt doesn't differ much as you can make returns even without proof of purchase within 90 days.

Can Walmart ban you for too many returns?

Walmart is monitoring your account. If you return too much, they'll ban you again — this time for good.

How does Walmart know what I bought in store?

Once inside, the company can track their movements in a few different ways. It can use Bluetooth beacons if they've downloaded the company's app, or wi-fi information if they log into the store's network, or—perhaps most invasively—facial recognition through its security camera systems.

Can Walmart deny your return?

Walmart reserves the right to limit, or decline returns or exchanges regardless of whether the customer has a receipt. All returns without a receipt are subject to a refund verification process.

Can you get cash back on a debit card return?

It's important to note up front that getting cash back from a debit card transaction is not the same thing as using a cash back debit card. Certain banks do offer debit card programs that refund the cardholder a certain percentage from each transaction. However, these are the exception.

Can you buy something with a gift card and return it for cash at Target?

For purchases made on or after 10/1/20: Target GiftCards cannot be returned. Target GiftCards cannot be redeemed for cash or credit except where required by law.

Why does Target tell you to keep returns?

The companies have reported too much inventory on anything from workout clothes to furniture, and it's costing them tons of money to store it. Add on the returns, and it's simply too expensive. That means you may get to keep what you bought and still get a refund.

How do you steal at self-checkout?

There are many different self-checkout theft techniques. These include, but aren't limited to: Fake Barcodes: Customers cover barcodes with those of cheaper items. Simultaneous Scanning: This involves piling similar and hard-to-notice items, like greeting cards, and only scanning one.

What is the most stolen item at Walmart?

The most stolen item from Walmart is meat. The meat has been getting stolen from Walmart and other retailers for years. Thieves get too selective with the meat quality while stealing.

What is the most stolen item in stores?

The most stolen items were:
  • Designer clothes – 34% Any shops selling designer fashion clothes face a constant threat of organized retail crime.
  • Laundry detergent – 21% ...
  • Razors – 20% ...
  • Designer handbags – 16% ...
  • Deodorant – 15% ...
  • Laptops/tablets – 13% ...
  • Infant formula – 13% ...
  • Allergy medicine – 13%

Does Kohls give cash back on debit card returns?

DID YOU PAY WITH A CHECK OR DEBIT CARD? You'll get cash, a Merchandise Credit or a corporate refund. They may ask for a valid form of ID.

Does Macys give cash back for debit returns?

macys. Macy's Does Accept Cash Returns With Receipt. Reader Brian e-mailed with a tip — verified with a call to a Tucson location — that Macy's does accept cash refunds with receipts, contradicting what Sandy told us — that employees told her the department store doesn't give cash for returns under any circumstances.