Can you change the beneficiaries of a discretionary trust?

Asked by: Britney Reichel  |  Last update: August 29, 2025
Score: 4.9/5 (67 votes)

Typically, the beneficiaries in a discretionary trust can be changed by preparing a Deed of Amendment. However, many older discretionary trust deeds fail to make it clear whether a specific person can be removed and/or appointed as a beneficiary.

Can you remove a beneficiary from a discretionary trust?

If it is a discretionary trust, you may not have to do much to exclude a beneficiary. The trustee has the discretionary power to exclude beneficiaries from the trust. However, the trustee must act in good faith and for the benefit of the beneficiaries.

Can you change beneficiaries on a trust?

Can a Trustee Change the Beneficiary? Trustees generally do not have the power to change the beneficiary of a trust. The right to add and remove beneficiaries is a power reserved for the settlor of the trust; when the grantor dies, their trust will usually become irrevocable.

Can you amend a discretionary trust?

The flexible nature of a discretionary trust means that it can be updated to reflect changing circumstances. The letter of wishes can be updated as often as the settlor chooses without the need to alter the trust.

Can you transfer a discretionary trust?

Transfers out of trust

This could happen if the trustees make a discretionary payment of capital to a beneficiary. The trustees can jointly elect with the relevant beneficiary for the gain to be held over. This postpones the gain until the beneficiary ultimately disposes of the asset (except on their death).

Can a Successor Trustee Change a Trust?

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Who owns the money in a discretionary trust?

In the case of a Discretionary Trust, the Trustee has legal control of the funds. Therefore, they are the legal owner. However, the funds are held and distributed to benefit the beneficiaries. The beneficiaries are the beneficial owners.

Can a trust fund be transferred to another person?

The trustee can also transfer a 50% interest in each asset to each of the beneficiaries. While the trust may provide the trustee with the discretion to proceed in whatever way they feel is best, it is always a good idea for them to take the beneficiaries' preferences into account.

What are the downsides of a discretionary trust?

Other potential drawbacks or considerations to keep in mind may include:
  • Limited control over the property held in the trust, as the trustee has discretion over how income and assets are distributed.
  • Restrictions on borrowing or accessing credit, as lenders may be hesitant to lend to trusts.

What type of trust Cannot be changed?

Irrevocable trusts typically can't be changed or amended after they're created. Several types of irrevocable trusts are available to choose from, depending on your reason for setting one up.

Can beneficiaries be added to a discretionary trust?

As such, whilst you may be seeking to benefit one disabled person in the Trust, other people, such as other children, nieces, nephews or family members, friends, even charities would also need to be added to make the Discretionary Trust valid.

Can the executor of a trust change the beneficiary?

Executors are bound to the terms of the will, which means they are not permitted to change beneficiaries. The beneficiaries who were named by the decedent will remain beneficiaries so long as the portions of the will in which they appear are not invalidated through a successful will contest.

Who has the authority to change the beneficiary?

The legal authority to modify revocable beneficiaries typically rests with the grantor or settlor of the trust. The grantor can add or remove beneficiaries, change the distribution percentages, or modify any other provisions related to the beneficiaries.

Who has more right, a trustee or the beneficiary?

A trustee typically has the most control in running their trust. They are granted authority by their grantor to oversee and distribute assets according to terms set out in their trust document, while beneficiaries merely reap its benefits without overseeing its operations themselves.

Can beneficiaries of a trust be changed?

Based on a recent decision by the Supreme Court of Appeal, where beneficiaries have accepted the benefits of the trust deed, then any amendment or variation to that agreement should only be conducted with their consent, in terms of the Law of Contract or in terms of the derived powers given in the trust deed itself.

How does a discretionary trust end?

Other trusts, such as Discretionary Trusts, usually end when the trustees exercise their powers to bring the trust to an end and distribute all of the assets. When taking steps to end a trust, trustees should consider: Recording their final actions in trustee minutes.

Can beneficiary take all the money from a trust?

The ability of a beneficiary to withdraw money from a trust depends on the trust's specific terms. Some trusts allow beneficiaries to receive regular distributions or access funds under certain conditions, such as reaching a specific age or achieving a milestone.

Can I change beneficiaries in an irrevocable trust?

This is especially true if you fund it earlier in life and want to include a new child or a grandchild as a beneficiary moving forward. Generally speaking, you are not able to change the beneficiary on an irrevocable trust.

What is the biggest mistake parents make when setting up a trust fund?

Selecting the wrong trustee is easily the biggest blunder parents can make when setting up a trust fund. As estate planning attorneys, we've seen first-hand how this critical error undermines so many parents' good intentions.

What voids a trust?

Who can void a trust? Under California Probate Code §17200, a trustee or beneficiary of a trust may petition the court to determine the existence of the trust. This means that any potential, current, or previous beneficiary can file a petition to void a trust, as can a trustee or co-trustee.

Who controls a discretionary trust?

An entity controls the discretionary trust if the trustee either acts, or might reasonably be expected to act, in accordance with the directions or wishes of the entity/or the entity's affiliates, or both the entity and its affiliates.

Can you take money out of a discretionary trust?

A discretionary trust enables trustees to allocate income and capital from the trust entirely at their discretion. They can decide who should benefit from the trust, when and in what proportion. This means there's much more flexibility and funds can be paid out or withheld as circumstances change.

Can creditors go after a discretionary trust?

Since the purpose of the trust is to provide support for the beneficiary, he cannot alienate his interest in the trust. Thus, the beneficiary's creditors cannot attach the funds in the trust.

What happens if a trustee refuses to give beneficiary money?

A beneficiary can sue a trustee for breach of fiduciary duty if the trustee fails to distribute trust assets as required by the trust instrument. When a trustee accepts an appointment, a “fiduciary” relationship is created between the trustee and the trust's beneficiaries.

Can assets be moved from one trust to another?

A revocable trust (sometimes known as a living trust) allows trustees to easily transfer assets and property into and out of the trust, but an irrevocable trust is less flexible. In general, assets placed into an irrevocable trust must remain there until a court dissolves it.

Can a beneficiary sue another beneficiary?

Estate beneficiaries who do bring an action against another beneficiary, heir, personal representative or third party can seek to have the alleged offender pay for the property or return it, and potentially seek punitive damages if the harm to property was substantial.