Can you check if your SSN is being used?

Asked by: Jeramie Stiedemann  |  Last update: January 3, 2026
Score: 4.7/5 (51 votes)

If you think someone may be using your SSN to work, check your Social Security Personal Earnings and Benefit Statement. You can get a copy by calling 1-800-772-1213, or online at www.ssa.gov/online/ssa-7004.pdf.

How do I know if my SSN is being used?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at my Social Security | SSAto look for suspicious activity. Finally, you'll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

How do I check to see if someone is using my identity?

Here are some simple ways to check if your identity has been stolen.
  1. Review Your Credit Reports. ...
  2. Check Your Bank Statements. ...
  3. Pay Attention to Strange Mail. ...
  4. Stay on Top of Your Tax Returns. ...
  5. Check Your Medical Statements. ...
  6. Review Your Social Security Statements.

Can someone use your SSN without you knowing?

You may not find out that someone is using your SSN until you're turned down for credit, or you begin to get calls from unknown creditors demanding payment for items you never bought. We protect your SSN and keep your records confidential. We don't give your number to anyone, except when authorized by law.

How do I make sure my SSN is not being used?

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

How To Check If Someone Is Using Your Social Security Number (Social Security Fraud Prevention)

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How do I get notified if someone uses my SSN?

Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).

Can you check SSN status online?

On the My Home page scroll down to the Your Benefit Applications section and select View Details under the More Info heading. View your application status in the Current Status section. Check the status of your Social Security application online today!

How much does it cost to lock your Social Security number?

There is NO COST to place or lift a security freeze. For more information, see detailed instructions entitled “Placing a Security Freeze on Your Credit Report to Protect Yourself from Identity Theft” below. 5. Review your credit reports carefully.

How do I find out if someone used my SSN to file taxes?

To verify your identity and tax return status, call us at 800-908-4490. We can't give your refund status or other tax information at this number. For tax account answers, call 800-829-1040. To verify your notice or letter, search for it online or call us at 800-829-1040.

How do I protect myself if someone has my SSN?

Although there's no way to totally prevent identity theft if your Social Security number is stolen, the following strategies can help lessen your risk:
  1. Safeguard your SSN. ...
  2. Shred paperwork with your SSN. ...
  3. Watch out for phishing, smishing and spoofing. ...
  4. Use strong passwords for your electronic devices.

How to check if someone is using your ID number?

How To Know If Someone Is Using Your Identity
  1. Errors on your credit report.
  2. Suspicious transactions on your bank statements.
  3. Your health insurance benefits are used up.
  4. Your tax return is rejected.
  5. You're locked out of your online accounts.
  6. You start to receive more spam.
  7. Missing or unexpected physical mail.

Should I be worried if my SSN is on the dark web?

Someone may have filed a tax return using your SSN if it was found on the dark web, which could have triggered a notice from the IRS. Contact the IRS immediately if you think or know you are a victim of identity theft.

What happens when you lock your Social Security number?

However, locking your SSN not only stops a thief from claiming your benefits but also prevents you from receiving any benefits. If your SSN is locked and you give your SSN to a new employer to verify your identity, your employer will be told that your SSN does not match your identity because it is locked.

How do you check what my Social Security is being used for?

You can get your Social Security Statement (Statement) online by using your personal my Social Security account. Your online Statement gives you secure and convenient access to estimates for retirement, disability, and survivors benefits you and your family may be eligible for.

Can you verify a SSN online?

Social Security offers two options to verify Social Security numbers: The Social Security Number Verification Service - This free online service allows registered users to verify that the names and Social Security numbers of hired employees match Social Security's records.

Can you monitor your SSN?

Social Security monitoring is an automated service that monitors how your SSN is being used. For example, if a fraudster uses your SSN to open a new bank account in your name, you'll be alerted and can shut it down.

Can I check if my SSN has been used?

If you think someone may be using your SSN to work, check your Social Security Personal Earnings and Benefit Statement. You can get a copy by calling 1-800-772-1213, or online at www.ssa.gov/online/ssa-7004.pdf.

How do I check to see if I filed my taxes?

Other ways to check if your federal taxes were filed
  1. Call the IRS. Wait times to speak to a representative may be long. ...
  2. Look for email or status updates from your e-filing website or software.
  3. If you used USPS Certified Mail or another mail service with tracking, check with them to see if your return was delivered.

What to do if you suspect identity theft?

Tools/Resources for Victims
  1. Place a fraud alert on your credit report.
  2. Close out accounts that have been tampered with or opened fraudulently.
  3. Report the identity theft to the Federal Trade Commission.
  4. File a report with your local police department.

Does freezing your credit protect your Social Security number?

You can't put a freeze on your Social Security number the same way you can freeze your credit, but aside from blocking electronic access to your SSN, there are other ways to guard your information.

How do you put an alert on your Social Security number?

Go to the website of any of the three major credit bureaus and select that you want to add a fraud alert. Note: You only need to do it at one credit bureau. Once you place the fraud alert at any of the three bureaus, they automatically notify the other two.

Can I change my Social Security number if it is stolen?

You can change your Social Security number under certain circumstances. For example, if you are a victim of identity theft, were assigned a duplicate number or are facing a threat to your safety, the Social Security Administration (SSA) will issue you a new Social Security number and card.

How can I check my SSN for free?

How to find your Social Security number
  1. Look at your card. Checking your Social Security card is the fastest way to find your SSN. ...
  2. Talk to someone who might know your SSN. ...
  3. Check tax and financial documents. ...
  4. Contact a former employer. ...
  5. Request a new Social Security card.

How do I get the $16728 Social Security bonus?

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

How long does SSN stay active?

The SSN is valid for life, so you only need to apply once. Even if you change employers or leave the U.S., this number remains your number.