No, you cannot directly send money from Canada to the US using Venmo. Venmo is strictly for domestic transfers within the United States, requires a US bank account, a US phone number, and does not operate in Canada. Instead, use alternatives like Wise, PayPal, Remitly, or bank international wire transfers.
No, the Venmo app doesn't work internationally.
Even those in nearby countries, such as Canada or Mexico, would not be able to access a Venmo account. Luckily for those outside the United States, there are Venmo alternatives you can use for international money transfers.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.
Venmo is a convenient way to send money within the US, but it only supports transactions in US dollars—meaning you can't use it to send money to Canada or exchange currencies.
Interac e-Transfer® is the closest thing Canada has to Venmo's simplicity for domestic payments. Most Canadians already know how to send and receive money this way, making it familiar for both you and your customers.
Yes, your Venmo Debit Card can be used anywhere Mastercard is accepted. Venmo does not charge international transaction fees, but standard fees still apply. Exchange rates are determined by Mastercard.
Venmo Isn't Available In Canada
Venmo is only available for users in the United States.
Fast and secure money transfers.
Send money abroad to friends & family in the United States with PayPal. Use the currency converter to get an indication of the rate you may receive when sending money between PayPal accounts from Canada to the US. Transaction fees and currency conversion fees may apply.
Best ways to send money to the USA with WISE
Western Union fees for sending $1,000 to the U.S. vary significantly, from as low as around $2 (using bank-to-bank) to over $30 (using a credit card for cash pickup), depending on your payment method (bank, debit, credit card) and delivery choice (bank deposit, cash pickup), with bank funding usually cheapest and credit cards most expensive, plus potential exchange rate markups on international transfers.
Start transferring money from Canada to the US on the move in a few simple steps:
Venmo is owned by PayPal, but it is designed exclusively for use within the United States. There are a few main reasons why Venmo isn't available in Canada: It's linked only to U.S. bank accounts and U.S.-issued cards. Venmo operates under U.S. financial regulations and hasn't expanded licensing for Canada.
Zelle isn't an option for international money transfers because both the sender and recipient of a Zelle payment need a US based bank account and mobile phone number.
PayPal charges a currency conversion fee of 3.5% for USD or CAD and 4% for currencies other than these.
While Zelle is a popular way to send money within the US, Canada has its own go-to peer-to-peer (P2P) payment system—Interac e-Transfer4. Used by millions of Canadians, Interac e-Transfer allows fast and secure money transfers between bank accounts, making it one of the closest equivalents to Zelle.
Venmo is a money transfer tool that works for simple payments within the US such as bills or to transfer money between friends. Unfortunately, it cannot be used for international transfers or if you are located outside the US.
Canadians cannot download, register, or use Venmo, even for transactions with U.S. users. Instead, Canadians can use alternatives like Interac e-Transfer, PayPal, Wealthsimple Cash, or Wise for local and international money transfers.
Venmo is only available in the US, meaning you can't use the card outside the country, make international transfers, or link to a Canadian bank account. To access Venmo, you need a US bank account as well as a physical US address.
The "Venmo $600 rule" refers to a past IRS tax reporting threshold where platforms like Venmo would send a Form 1099-K for over $600 in goods/services payments; however, this rule was delayed and modified, with a new law returning the reporting threshold for Venmo/PayPal (for tax year 2025 onwards) back to the original $20,000 AND 200 transactions, effectively ending the strict $600 requirement for most users, though some states still have lower thresholds, and personal payments are always excluded.
Instant transfer fee calculation Venmo instant transfer fee is 1.75% of the amount +1-(833)-414-7612. Minimum fee is $0.25, maximum fee is $25 +1-(833)-414-7612. For example, $100 transfer costs $1.75, while $2,000 transfer costs $25 (capped) +1-(833)-414-7612. Secure percentage-based.