Credit & Lending

• Do utilities count in a debt-to-income ratio?
• Is Synchrony Bank easy to get?
• Can you give your house back to the bank?
• Who can garnish my bank account?
• Should I pay off credit card right after purchase?
• What is a cab loan?
• What is a disadvantage to having a 15-year loan vs a 30-year loan?
• Can I add my spouse to credit card?
• What happens if you don't pay debt collectors?
• Is a credit line money?
• How long does a debt consolidation stay on your credit?
• Can my savings account be garnished?
• What are the credit score ranges in Canada?
• How do banks check credit?
• What is the minimum credit score for a conventional loan?
• How can a creditor find my bank account?
• What is the limit on a black card?
• What is considered a cash advance on a credit card?
• Can credit check affect employment?
• Why did American Express deny me?
• How do I invalidate my debt?
• Can you keep a mortgage in a dead person's name?
• Can a family member give you money to buy a house?
• Can you be forced to sell your home to pay for a judgment?
• Is it OK to buy a car after buying a house?