Credit & Lending

• What is an average credit score to buy a house?
• Why is Amex so popular?
• How much is a lot of debt?
• Does paying off debt in collections increase credit score?
• How can I pay off my house in 15 years?
• Is 6 months of credit history good?
• Can you have a 950 credit score?
• Do Banks Look at your spending?
• Is it better to pay off your mortgage when you retire?
• What is a prime credit score?
• How can I get my car interest rate lowered?
• What is meant by lifetime free credit card?
• Is 792 a good FICO score?
• What age group has the most credit card debt?
• What happens when a creditor closes your account?
• Do I need to check all three credit reports?
• Who gets Amex black?
• How do I pay my debt if I live paycheck to paycheck?
• Is it bad to close a credit card and open a new one?
• Do lenders follow up after closing?
• How far back do lenders look at credit history?
• How do I clear debt quickly?
• What is considered a good debt-to-income ratio?
• Is FICO different than credit score?
• What is considered a big drop in credit score?