Credit & Lending

• Why does closing a credit card hurt your credit?
• What are the two biggest factors in your credit score?
• Do lenders use FICO or Vantage?
• How do I negotiate a pay for delete?
• Is it good to have many credit cards with low balances?
• Can you get a credit score of 900?
• How common are balloon mortgages?
• How do I get a gold credit card?
• How often do FHA loans get denied?
• How much of a car loan can I get with 715 credit score?
• Why is Amex a status symbol?
• Which loans are the most risky?
• Can you have 2 mortgages with 2 different lenders?
• Is it bad to pay your credit card twice a month?
• At what age does the average American pay off their mortgage?
• How far back do mortgage lenders look at your bank account?
• Is Equifax or Experian better?
• Does IRS look at cash deposits?
• Do I need an appraisal to remove PMI?
• Is it worth getting a 800 credit score?
• How many different FICO scores are there?
• How many places should you get pre approved for a mortgage?
• Do conventional loans require tax transcripts?
• What is the average US mortgage payment?
• What benefits do first-time buyers get?