Credit & Lending

• Can family gift money for house deposit?
• How do you become financially well as an individual?
• Can I get a 30 year mortgage at age 55?
• Is it bad having too many credit cards?
• How long should you pay off a car?
• Can a cash advance be done over the phone?
• What is the rarest credit card in the world?
• Is 5000 enough for a downpayment on a house?
• How much house can I afford on a $200 000 salary?
• Can you be denied a home loan after pre-approval?
• How much does your credit score drop with a hard inquiry?
• What credit score is needed for a conventional loan?
• Can you be denied after underwriting?
• How much can I deposit before the IRS is notified?
• Is it good to take a settlement offer from a creditor?
• What credit score is needed for Amex Gold?
• How can I get my credit score above 760?
• What score do auto lenders use?
• Are FHA closing costs more than conventional?
• Is it smart to pay your car off early?
• How much is the monthly payment for a $250 000 mortgage?
• Is it good to settle a closed account?
• Is a mortgage considered debt?
• Is cash Advance America a legitimate company?
• Is it better to pay a collection agency or the original creditor?