Credit & Lending

• How do I ask my lender to remove late payments?
• Does a promissory note go on your record?
• How long does it take for a paid off loan to be removed from credit report?
• Who sends the final closing disclosure?
• What age group has the highest credit score?
• What is the QM rule for mortgages?
• Does making multiple payments a month hurt your credit score?
• Does keeping credit utilization below 30% increase your score?
• How to get a loan for the first time?
• Is it better to assume a mortgage or refinance?
• What is the Chase 1 30 rule?
• Can you transfer a mortgage to one person?
• What credit score do you need for a FHA home loan?
• What is the 8 4 3 rule?
• Which of the following is not required in a promissory note?
• Can someone check your credit score without permission?
• What is a reverse mortgage for seniors?
• What FICO does Goldman Sachs use?
• How long does it take to build credit from 550 to 650?
• Is 595 a good credit score?
• Is joint credit the same as cosigner?
• Which of the following are common violations of reg. Z?
• Can credit card debt be written off?
• Which of the following is not true regarding qualified mortgages?
• Can creditors go after family members?