Credit & Lending

• What is the 30 rule of credit utilization?
• Is $5000 a high credit limit?
• Who writes a loan agreement?
• What happens when a person can no longer afford to pay back their debt?
• Is it illegal for creditors to sell your debt?
• Why am I having trouble getting a loan?
• What does a credit score of 725 mean?
• Can I rent with a 300 credit score?
• Do you automatically take on your spouse's debt?
• Can I sell my house without the co signer?
• Why is my credit score going down even though I paid on time?
• How long does it take to clear a bad credit history?
• How many hard inquiries is too many?
• What happens if you don't put 20% down on mortgage?
• Can I get a loan with credit score 450?
• What is too low of a credit utilization?
• How do you lower your PMI?
• What is a realistically good credit score?
• What are substantial improvements to remove PMI?
• Can you reopen a closed credit card due to inactivity?
• How fast does credit build from no credit?
• Do collections show up on a background check for an apartment?
• How long is a promissory note good for?
• Do personal loans build credit?
• Can you get approved with a 450 credit score?