Credit & Lending

• What does the 5 1 1 rule mean?
• Does paying student loans build credit?
• How does a paid-in full charge-off affect my credit?
• How fast can a FICO score go up?
• Is a HELOC high risk?
• Can a promissory note be challenged?
• Can you get out of an FHA loan early?
• How long do you pay PMI?
• Is it better to pay weekly or monthly?
• Is it better to close credit card or leave zero balance?
• What happens if I pay a lump sum off my loan?
• How to borrow money against your home?
• How do I get positive equity in my car?
• Can debt be passed on to family members?
• What is the 10 rule for buying a car?
• Which credit score is used most?
• What is the difference between the Fair Credit Billing Act and the Fair Credit Reporting Act?
• Is it hard to get approved for a 20k loan?
• Do I have to pay collection fees?
• Who pays back federal student loans?
• What happens if a debt is over 7 years old?
• How much is too much for a car payment?
• Is the underwriter the last stage of the mortgage?
• Which loans fall under TILA and Regulation Z?
• What happens if I pay 4 extra mortgage payments a year?