Credit & Lending

• What types of activities are forbidden by the Fair Debt Collection Practices Act?
• Can I bring my own credit report to a dealership?
• What is the difference between default and acceleration?
• Do they rerun your credit at closing?
• Is high credit utilization bad if you pay it off?
• Why do dealers wants you to finance through them?
• What is an acceptable FICO score?
• Can a loan be denied on closing day?
• What is it called to repay a loan?
• What house can I afford at 70k a year?
• What credit card companies are most likely to sue?
• Will you ever pay off credit card with minimum payment?
• Can a parent loan money to an adult child?
• How many late payments are considered bad?
• Can I get an FHA loan with a 600 credit score?
• What is Credit Karma in trouble for?
• How long does a hardship loan take?
• How long can you get a deferment on student loans?
• How much are early payoff fees?
• Is it hard to get a cosigner release?
• Can you buy a 300k house on a 70k salary?
• Who qualifies for debt settlement?
• How to justify cash deposits for a mortgage?
• How do you make a simple promissory note?
• How do I get rid of parent PLUS loan debt?