Credit & Lending

• Is it bad to have negative balance on credit card?
• Is it better to pay off escrow shortage?
• How can I get a 609 letter?
• How can I get out of 50000 debt?
• Is a credit score of 720 good?
• How far off is Credit Karma from FICO?
• Does the IRS look at your credit report?
• How much debt does the average 35 year old have?
• Can I retire if I still have a mortgage?
• Do I lose my equity if I refinance?
• What credit score do you start with?
• What is considered house poor?
• How do you get a 800 credit score in less than a year?
• Do lenders look at FICO or Vantage?
• How much of your salary should go to mortgage?
• How many points will my credit score increase if a collection is deleted?
• What is the fastest way to pay off a parent PLUS loan?
• Can I walk away from a rate lock?
• How do you write a letter to remove negative credit?
• Can I pay my mortgage off in 10 years?
• How long does it take to improve credit score after debt settlement?
• Do mortgage lenders look at total debt or monthly payments?
• Which of the following are signs of a person being in credit distress?
• What is poor credit?
• What should your credit limit be based on income?