Credit & Lending

• Can I get any car with a 700 credit score?
• Who approves a short sale?
• What happens to extra escrow money at the end of the year?
• What do I need to qualify for a 50k loan?
• Will I get denied during underwriting?
• Can you use a credit card for a big purchase?
• Which credit bureau do most lenders use?
• What does a mortgage at 6% mean?
• Will mortgage company let you skip one payment?
• How do I get rid of PMI after appraisal?
• What is the highest personal loan amount?
• What are the benefits of Citi Preferred card?
• How old can a debt be before it is uncollectible?
• How long does 50k take to pay off?
• What are the advantages of deferred payments?
• How much do you have to make to afford a $300 000 house?
• What happens if my car loan goes to collections?
• What factors affect credit the most?
• What is the ability to repay debt creditworthiness?
• Can I skip my last mortgage payment before closing?
• Which type of information is not part of a credit report?
• Is it okay to use 50% of your credit limit?
• What is the 80% rule for HELOC?
• How long do I have to wait to reapply for Upstart?
• How much will a debt collector settle for?