Credit & Lending

• How does 0% down work?
• Can a cosigner take possession of a car if it is not paid?
• Can I use credit cards during underwriting?
• How much can you get from FIG loans?
• How much of your paycheck should go to loans?
• Is it worth using a debt collection agency?
• How rare is credit score over 800?
• What is the highest FICO score anyone can have?
• How do I get out of a promissory note?
• Why is my home loan not going down?
• Why is there a 100 point difference in my credit scores?
• What happens if I pay principal only?
• How much is a downpayment on a 100K house?
• Can 401k be garnished for student loans?
• Is it true that after 5 years your credit is clear?
• When you get married, do you inherit your spouse's debt?
• Is a FICO score between and 799 considered very good?
• What is the penalty for paying off a car loan early?
• What is the first step in getting a FHA loan?
• What type of financing is a promissory note?
• Can you back out of a loan after signing initial disclosures?
• Does FHA care about collections?
• Why would someone use a hard money loan?
• What is the maximum you can borrow on a personal loan?
• What is the difference between a promissory note and a loan agreement?