Credit & Lending

• How big of a loan can you get with possible?
• What is the FHA underwriting process?
• Can you go to jail for not paying small claims court?
• Do car dealers use TransUnion or Equifax?
• How much house can I afford if I make $55000 a year?
• What happens to debt when someone dies with no estate?
• Is ECOA fair lending?
• Can I negotiate a student loan payoff?
• Who actually owns student loan debt?
• What debt collectors Cannot do according to the Fair Debt Collection Practices Act?
• How much is a black card limit?
• Is appraisal done before underwriting?
• How do you get a loan when you just started a job?
• Can you ask for debt validation after 30 days?
• How much interest can a collection agency charge in Washington state?
• Does closing a credit card with a balance hurt your credit?
• Why is my monthly car payment so high?
• How can I get out of a car loan early without penalty?
• What is the 15-3 rule?
• Can you remove PMI within 2 years?
• What is the average closing cost on a FHA loan?
• Which credit score do FHA lenders use?
• What is a strong co-signer?
• Is 248 a good credit score?
• What would cause an underwriter to deny FHA mortgage?