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Credit & Lending

  • Can I apply for a credit card the day before closing?
  • Which credit mistakes are the most serious?
  • What is prohibited by the mortgage Acts and Practices Rule?
  • How do I deposit cash into a bank teller?
  • Do HELOCs need to be disclosed within 3 days?
  • How to pay off a $50,000 loan fast?
  • Can a primary borrower be removed from a car loan?
  • How long does mortgage insurance last on FHA loan?
  • How long does a payment take to reflect on credit?
  • What is the 15 day credit card rule?
  • Why is it important to communicate with lenders when making partial payments?
  • What is the grace period for collections?
  • Should I pay off my student loans in full or monthly?
  • Can people over 60 get a 30 year mortgage?
  • Why would an underwriter suspend a loan?
  • How do I decline a loan offer?
  • What does it mean if lender does not accept partial payments?
  • Can I put my parents mortgage in my name?
  • Is loan stacking legal?
  • What is a violation of the Fair Credit Reporting Act?
  • How does paying twice a month help your credit score?
  • How long does a forbearance stay on a credit report?
  • What is the 80% mortgage rule?
  • What is the cheapest way to get equity out of your house?
  • What happens after 6 years of not paying debt?
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