Credit & Lending

• Will mortgage rates go down in 2023 or 2024?
• What is the largest personal loan you can get?
• How long until a creditor sues you?
• Is it bad to use 90% of your credit card?
• Why would an FHA loan be denied?
• What is the minimum credit score needed to buy a house?
• What credit score is needed to buy a $350 K house?
• What credit score do you need to buy a 30k car?
• How long does a medical provider have to bill you in Washington?
• What happens if you have to push back closing?
• Is no annual fee a trigger term?
• Can I get a 30k car with a 650 credit score?
• What size loan can I get with a 600 credit score?
• Can PMI be removed after 1 year?
• How long does debt forgiveness stay on your credit report?
• At what point do you not have to pay mortgage insurance?
• How many days must a borrower wait to close once they receive their initial disclosures?
• What is the major reason for validation?
• Which of the following is one of the prohibited bases protected by REG B?
• Why you shouldn't rush to pay off student loans?
• Why is my escrow balance negative?
• How much does defaulting on a loan affect credit score?
• Can you get more student loans if you default?
• What should initial disclosure document include?
• Can you close a mortgage in 2 weeks?