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Credit & Lending

  • How often do mortgages get denied in underwriting?
  • Should you pay principal or interest first?
  • Why is Equifax score so different?
  • How do I settle an old debt on my credit report?
  • Why did my loan amount go up when I refinance?
  • How long can you be chased for a debt?
  • What type of people have a black card?
  • Is life easier after paying off mortgage?
  • Can you use cash for a house deposit?
  • Is Quicken Loans A mortgage broker or lender?
  • Can debt collectors chase you overseas?
  • What is the risk of a line of credit?
  • Can I buy a car if I owe the IRS?
  • What banks insure millions?
  • Is paying PMI worth it?
  • What credit score do you need for a 30000 loan?
  • Do credit card companies like it when you pay in full?
  • What if I don't think I owe the debt?
  • Are bonuses included in debt-to-income ratio?
  • Does your credit score go up when you pay off a credit card?
  • Do you need an appraisal to refinance?
  • Can I get a loan without a job?
  • Can I afford a house on 40k a year?
  • Is it better to reduce mortgage term or monthly payments?
  • Will CashNetUSA approve me?
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