Credit & Lending

• Is it harder to get a mortgage after 40?
• Does closing a loan account hurt your credit?
• Do lenders use TransUnion?
• What happens when you pay your house off in full?
• Why do I have so many hard inquiries after buying a car?
• What does 811 credit score mean?
• What is the difference between a black card and a gold card?
• What is deposit hold?
• Can I go over my credit card limit with First Premier bank?
• Do landlords use FICO 8 or 9?
• Is authorized user a good idea?
• What happens if you pay your mortgage twice a month?
• What happens if a loan is declined?
• What happens if you cosign a loan and the other person doesn't pay?
• Who is NewRez owned by?
• How long does it take to get to 700 credit score?
• What is a good FICO score 2021?
• Do hospitals forgive bills?
• How often is TransUnion updated?
• How long does it take to receive a PPP loan?
• Who can afford a million dollar home?
• Does overpaying credit card affect credit score?
• Does owning a home help your credit?
• Is rent considered in debt-to-income ratio?
• Who is responsible for paying debts of a deceased person?