Credit & Lending

• Does your debt go away after 7 years?
• How soon after Chapter 7 can I buy a car?
• How far back do mortgage Lenders look at credit history?
• What does a black Visa mean?
• Can I buy a house with 704 credit score?
• Will Discover increase my credit limit automatically?
• Is 700 too much for car payment?
• Is it harder to get a mortgage after 40?
• Does closing a loan account hurt your credit?
• Do lenders use TransUnion?
• What happens when you pay your house off in full?
• Why do I have so many hard inquiries after buying a car?
• What does 811 credit score mean?
• What is the difference between a black card and a gold card?
• What is deposit hold?
• Can I go over my credit card limit with First Premier bank?
• Do landlords use FICO 8 or 9?
• Is authorized user a good idea?
• What happens if you pay your mortgage twice a month?
• What happens if a loan is declined?
• What happens if you cosign a loan and the other person doesn't pay?
• Who is NewRez owned by?
• How long does it take to get to 700 credit score?
• What is a good FICO score 2021?
• Do hospitals forgive bills?