Credit & Lending

• How do underwriters make decisions?
• Is it better to have two small loans or one big loan?
• How long can debt collectors come after you?
• Can I get approved with a 480 credit score?
• Are assumable mortgages still available in 2023?
• Is 7% high for a personal loan?
• Is 10k in debt bad?
• What are the chances of not getting approved for a mortgage?
• Will credit score go up if I pay off car loan?
• How do you respond to a settlement agreement?
• What percentage of equity can you take out?
• Is lying on a loan application a crime?
• Is 5% down a bad idea?
• Is it illegal to freeze your credit?
• Can a debt collector come after me if I never got a bill?
• Is a 30-year mortgage too long?
• What raises equity on a house?
• What is a red flag for underwriters?
• What type of loan Cannot contain prepayment penalties?
• Can you get a personal loan online?
• Are hardship loans real?
• What is the 10 day rule for mortgage?
• What stage of a loan is underwriting?
• What do mortgage companies check before closing?
• Is it hard to get approved for a conventional loan?