Credit & Lending

• What are the rules for assumable mortgages?
• What credit score do you need to buy a car without a cosigner?
• How secure is a promissory note?
• Does using FICO lower your credit score?
• Is 5% a high interest rate for a car?
• Why does Experian need Social Security number?
• Is it possible to have a 250 credit score?
• Should you call back debt collectors?
• How many points does a soft credit check drop your score?
• Can I ignore Lowell letters?
• What does a promissory note have to have to be legal?
• Can my girlfriend be on the title but not the mortgage?
• What happens if I default on a promissory note?
• What happens if you don't pay a government loan?
• Is FHA always 3.5% down?
• How can I rebuild my credit after paying off debt?
• What are the disadvantages of paying off a car loan early?
• Does an investment property affect DTI?
• What happens when you pay off a credit card in full?
• Will my payment go down if I pay extra on my escrow?
• How do you ask to assume a mortgage?
• Is it better to make two payments a month on a credit card?
• What is the golden rule of borrowing?
• How long does final loan approval take?
• Can I get a loan if I'm 18 with no credit?