Credit & Lending

• Can I pay a credit card with a gift card?
• Which item is important when selecting a credit card?
• Is 3.9 A good car loan rate?
• How can I get money to buy a house?
• What percentage of credit card debt is acceptable?
• What is the fastest way to payoff mortgage?
• Can I get a personal loan without proof of income?
• Is it better to pay with credit card or cash?
• Will closing bank account affect credit?
• How do car dealerships verify income?
• Is 650 a good credit score?
• Can you roll debt into FHA loan?
• Can I buy a house with a 480 credit score?
• Should I pay off credit cards before refinancing?
• Can you deduct closing costs on refinance?
• What is debt reset program?
• Is a 9 interest rate high?
• Does Citibank automatically increase credit limit?
• What to do if you have $1000 in the bank?
• What is a conditional approval on a mortgage?
• Which FICO score is used for HELOC?
• Do underwriters call your employer?
• How much money do you need to put down on a FHA loan?
• Do credit cards cancel themselves?
• Is 784 a good credit score?