Credit & Lending

• Does debt to credit ratio affect credit score?
• How long is the average car loan?
• What is Ghost credit?
• How long does it take for a hard inquiry to fall off?
• Does APR matter if you pay on time?
• How many points does your credit score go up when a collection is removed?
• What is difference between FICO and credit score?
• What score is excellent credit?
• What is a normal credit score for a 25 year old?
• Can I buy a car after refinancing my house?
• What should you not buy with a credit card?
• What is the limit on a platinum Visa?
• What do you do if you inherit 100k?
• Is 617 a good credit score?
• How much debt does the average household have?
• How can I get rid of my car without ruining my credit?
• Can IRS take all my Social Security?
• How long does it take to get a 850 credit score?
• Is it better to close credit cards with zero balance?
• Can I settle a debt for 10%?
• What is the best credit score to buy a car?
• What are the disadvantages of principal payment?
• Why are my Credit Karma and Experian scores different?
• Does paying your mortgage during the grace period affect your credit?
• Can you negotiate with creditors to remove negative reports?