Credit & Lending

• What is considered bad credit?
• Does Direct Express have a routing and account number?
• Does a car payment increase credit score?
• Can I get mortgage with CCJ?
• What FICO score do most auto lenders use?
• Do loan companies check your bank account?
• What are closing documents?
• Is it better to get a 15-year mortgage or pay extra on a 30 year?
• How do I clear old debt?
• How much is a black card?
• Can a paid collection be removed?
• How can I get a mortgage with low income UK?
• What is a minimum monthly payment?
• What is a good downpayment for a house?
• Is being a homeowner worth it?
• What does it mean when someone flags your credit report?
• What rating is a 704 credit score?
• What happens to my escrow if I refinance?
• How can I raise my credit score 20 points fast?
• Is your FICO score different from your credit score?
• Is 50000 in student loans a lot?
• Will borrowing from my 401k hurt my credit score?
• Can I refinance a house that is paid off?
• Do loan companies ask for money up front?
• Who can access your credit report?