Credit & Lending

• How much should I accept in a Settlement Agreement?
• Can I buy a house with charge-offs?
• Should I use my 25% tax free lump sum to pay off my mortgage?
• How do I repay my OD loan?
• What happens after you pay off your car?
• How bad is one 30-day late payment?
• Why did my credit score drop 50 points with no changes?
• Is it cheaper to lease or buy a car?
• Are any US states debt free?
• Is a 2:1 buy buydown a good idea?
• What factors does a creditor look at when determining if an applicant is creditworthy?
• How to get rid of PMI if home value increases?
• What could go wrong on closing day?
• How do I get rid of FHA PMI without refinancing?
• Should I close an unused HELOC?
• Should I get a lawyer for a settlement?
• How does my credit score affect my deposit?
• What happens after a red flag?
• Does an FHA loan require insurance?
• How to make a car payment with a credit card?
• How much down do you need for a second home?
• Why did my credit score drop 50 points after a hard inquiry?
• Who should be the primary applicant?
• Should you put a down payment on a car?
• Can repo take your car with you in it?