Do I have to pay taxes on the sale of my mobile home in Florida?

Asked by: Garret Rogahn  |  Last update: July 1, 2025
Score: 5/5 (70 votes)

Sales, including occasional or isolated sales, of used mobile homes that are classified as tangible personal property are subject to state sales tax at the rate of 6% and any applicable discretionary sales surtax. Q.

Is the sale of a mobile home taxable IRS?

Therefore, whether a mobile-home sale is treated as a sale of realty or of personal property, the sale must be reported on Form 8300 if more than $10,000 in cash is exchanged. "Cash" is defined as the coin and currency of the United States or a foreign country.

How much sales tax do you pay on a mobile home?

Here are some facts about what you'll pay for mobile home sales tax in some of the states with the largest numbers of manufactured homes: Alabama: 4 percent state sales tax, plus local taxes. Arizona: 5.6 percent state sales tax, plus local taxes. California: 7.25 percent state sales tax, plus local taxes.

Can you gift someone a mobile home?

You can generally gift a mobile home to another individual, including your wife, without any specific time restrictions on when the original gift was received. Gifting the property to your wife might have several tax implications, both for you and her.

Will I be taxed on money made on selling my house in Florida?

Florida Capital Gains Tax: A Complete Guide. When you sell your primary residence in Florida, you won't owe state capital gains tax because Florida has no state income tax. However, you'll still be responsible for federal capital gains tax on your profit, with rates ranging from 0-20% depending on your income level.

Do you pay taxes when you sell a mobile home?

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How do I avoid capital gains tax on home sale in Florida?

The 2-Out-of-5-Year Rule

One strategy to avoid capital gains tax in Florida is to take advantage of the primary residence exclusion is the “2 Out of 5 Year Rule.” This rule lets an individual exclude up to $250,000 in capital gains taxes from the sale of a home and up to $500,000 for married couples that file jointly.

Is owning a mobile home an asset?

Mobile homes can be a good short-term investment due to their lower purchase cost and high demand for affordable housing. They can also provide quick rental income. However, be aware that they typically depreciate in value, which limits resale profits.

When you buy a mobile home can you move it?

Yes, in some cases you may be able to move your home depending on a few different factors, including the cost of moving it and the type of foundation you have. Many of today's manufactured homes are placed on a permanent foundation and can't be moved.

How much does it cost to move a mobile home from one property to another?

To move a single-wide mobile home using the full-service moving service and the same distance of up to 60 miles will cost about $3,000-$5,000. Full-service moves include the disconnect, reconnect and transport services. To move a double-wide mobile home will cost $4,000-$10,000.

Are mobile homes exempt from capital gains tax?

You owe capital gains tax whenever you sell an item of property for more than you paid for it. That includes houses and mobile homes.

Do you pay sales tax on a mobile home in Louisiana?

Sales of immovable property are not subject to Louisiana sales and use tax. A dealer is allowed an exemption for the purchase of manufactured homes for resale as tangible personal property. The Department of Revenue issues Form R-1018, Sales Tax Exemption for Mobile Home Dealers, for this purpose.

How are mobile homes taxed in Texas?

(A) New manufactured homes. (i) A use tax of 5.0% of 65% of the purchase price (equivalent to 3.25% of the purchase price) is imposed on a manufactured home that was purchased new in this state. (ii) The use tax is not due if the manufacturer has paid the sales tax on the home to this state.

Do I need to report home sale to IRS?

Additionally, you must report the sale of the home if you can't exclude all of your capital gain from income. Use Schedule D (Form 1040), Capital Gains and Losses and Form 8949, Sales and Other Dispositions of Capital Assets when required to report the home sale.

What type of asset is a mobile home?

If the mobile home owner doesn't own the land, it's considered personal property and an annual license tax is levied on the property by the Department of Vehicle Motors.

At what age do you not pay capital gains?

Current tax law does not allow you to take a capital gains tax break based on your age. In the past, the IRS granted people over the age of 55 a tax exemption for home sales, though this exclusion was eliminated in 1997 in favor of the expanded exemption for all homeowners.

Is it illegal to move a mobile home yourself?

You Must Hire a Manufactured Home Mover

DIY isn't a word that applies to when you move a manufactured home. The law requires you to work with a licensed, bonded, and insured professional moving company. Thus, research is critical.

What happens if I walk away from my mobile home?

If you leave your mobile home not as a result of an eviction, the park owner can ask the court to declare your mobile home “abandoned.” The park owner can ask for an order to sell your mobile home.

Does buying a mobile home count as first time homeowner?

In simpler terms, Betsy says HUD's first-time homebuyer definition is designed to make loans, incentives, and financial assistance available to "those who have experienced foreclosure, single parents or stay-at-home partners who only owned a home with a previous spouse, those who only owned a manufactured home, and ...

Is a mobile home considered real property in Florida?

Florida law requires the property appraiser to list mobile homes as real property based on the ownership of the land and the mobile home, and whether the mobile home is tied down and connected to utilities.

What's the difference between a mobile home and a manufactured home?

A mobile home is a prefabricated residence that is built in a factory and transported to a permanent site. They can be portable or have fixed foundations. What is a manufactured home? A manufactured home is a prefabricated dwelling constructed in a factory that adheres to federal building standards set by the HUD Code.

Does a mobile home go through probate in Florida?

If the mobile home is the owner's primary residence and he or she is survived by a spouse or minor children, the asset qualifies for the Florida Homestead exemption. A mobile home with designated beneficiaries or titled in the name of a trust does not need to go through probate.

What is seller responsible for at closing in Florida?

Common closing costs for sellers include Realtor commission fees, fees related to paying off their existing mortgage and transfer taxes, which in Florida are called documentary stamp taxes.

Is seller responsible for anything after closing?

The seller is not always responsible for undisclosed defects. Liability often extends to either party's real estate broker, real estate agent (Realtor), or home inspector. Every case is different.

What has to be disclosed when selling a house in Florida?

Florida law requires sellers to disclose any issues they know about that materially affect the value of a home or property. This requirement applies even if the buyer does not ask whether the seller knows about defects.