Costco. Costco only accepts Visa credit cards at its warehouses. However, if you order from Costco through Uber Eats or Instacart, you can charge the purchase to Discover. Ordering Costco online could be more expensive, as you'll pay delivery, processing fees, tip to the driver, and a markup on Costco's goods.
Discover is accepted nationwide by 99% of the places that take credit cards. You can use your Discover Card to make withdrawals for cash advances. Discover Card acceptance is convenient at gas stations, restaurants, online, and at major retailers for cash back rewards.
Merchants Pay More
It may come as no surprise that the reason many merchants opt-out of accepting Discover cards (and American Express, for that matter) is about the bottom line. The Discover card is also like American Express in that they both charge a bit more to store owners to accept their cards.
Credit & Debit Charges
You can register Visa, MasterCard, American Express and Discover cards in the app. Payment cards registered must be issued by a U.S. bank.
Walmart accepts most major credit cards, including Visa, Mastercard, American Express, and Discover. In addition to accepting external credit cards, Walmart also offers its own store credit card called the Walmart Credit Card.
Target stores
Third-party credit cards: Visa®, Mastercard®, Discover®/Novus®, American Express®, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner's Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items. Debit/ATM and EBT cards: U.S.-issued debit/ATM cards.
Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants.
Your card may not get approval if you've reached your credit limit, or if you attempt a purchase that exceeds your available credit. A large purchase that doesn't fit your spending patterns may appear suspicious to your credit card company, so they may decline the transaction.
Most Widely Accepted in the U.S.: Visa and Mastercard (10.7+ million U.S. merchant locations). Least Widely Accepted Internationally: American Express (198+ countries and territories). Least Widely Accepted in the U.S.: American Express and Discover (10.6+ million U.S. merchant locations).
Key takeaways. Where Discover credit cards shine for their lack of fees, they come up short in terms of global acceptance and available cardholder perks. Visa credit cards stand out for their rewards rates and cardholder benefits, but only with the top cards available within the network.
Most retailers accept Visa and MasterCard card payments. Discover is the least popular card in terms of service to other countries. Customers who use American Express or Discover credit cards will have difficulty finding merchants that accept them, especially when traveling outside the United States.
Since Costco has an exclusive contract with Visa, shoppers can't use credit cards backed by the other three main networks — American Express, Mastercard and Discover — at Costco warehouses.
Some reasons credit card companies may decline transactions are that your purchase exceeds your credit limit, or the purchase is in a location where you don't normally shop. If the credit card issuer declines your transaction, it's a good idea to call the number on the back of your card and find out why.
For online payments, we accept VISA credit/debit cards, MasterCard credit/debit cards, American Express, Discover or electronic check. If you pay by mail or over the phone, we also accept checks and health savings account (HSA) or flexible spending account (FSA) cards. CVS Specialty accepts money orders by mail only.
Due to its more specific, affluent target audience Discover also charges higher merchant credit card processing fees, which may explain why some businesses "opt out" or "opt in" to accepting it at their cash registers.
Some local businesses and restaurants -- that is, those that aren't franchised or part of national brands -- won't accept Discover credit cards, mainly because the processing fees are slightly higher than Mastercard and Visa.
Common reasons applicants are denied credit cards include low credit scores, no credit history, inadequate ratio of income vs. expenses, and not meeting minimum age requirements.
Target accepts any card from the major credit card providers — Visa, Mastercard, Discover, and American Express. The retailer also accepts Apple Pay to pay for your purchases, and other contactless payment methods including Samsung Pay and Google Pay.
Kohls.com accepts a variety of online payment methods, including Kohl's Card and other major credit cards such as Discover, MasterCard, Visa and American Express. Only one credit card may be applied to each purchase.
Create a Walmart.com account, or sign in to your existing account. Select Add Payment Methods and enter your Discover card details. Agree to the Terms and Conditions, follow prompts to verify proper set up, and create a Walmart PIN.
"They like the convenience of paying with a credit card and they appreciate the fact that the systems we've put in place ensure rapid service, both inside our restaurants and at Pick-Up Window." Wendy's accepts four major credit cards: American Express®, Discover®, MasterCard® and Visa®.