While AARP doesn't directly issue loans, they partner with financial institutions like Barclays and Marcus by Goldman Sachs to provide AARP members with access to exclusive offers on personal loans, credit cards, and other financial products, with new personal loans from Barclays expected in 2026; they also offer significant assistance and tools for managing student loans and information on mortgages, including reverse mortgages.
AARP Foundation provides services and supports programs that help older adults living with low income gain access to benefits for which they're eligible. In 2024, our Benefits Access efforts helped older adults with low income secure more than $356 million in benefits.
To find free or reduced-cost financial counseling services in your area, visit the AARP Foundation's Local Resource Directory, search under Money, Financial Education, Credit Counseling.
Our mission remains “empowering people to choose how they live as they age”, through a broad variety of programs, advocacy and media. Members of AARP span four generations and reflect a wide range of attitudes, cultures and lifestyles.
AARP offers a wide range of benefits and services to its members, including access to health insurance plans, Medicare Advantage plans, driver safety courses, and various resources for financial security, caregiving, and community engagement.
While designed for people over 50, the minimum age for an AARP membership is 18. But to be eligible for exclusive benefits and savings with AARP Auto and Home Insurance from The Hartford, you need to be at least age 50. Staff copywriter specializing in auto and home insurance for The Hartford.
If you do not live in the European Union (EU), the United Kingdom (UK), or the United States (U.S.), you are still able to: Join AARP (you can only select the 1-year Membership term when joining from outside the U.S.) Renew your membership. Create a new online AARP account.
Costco doesn't offer specific discounts for AARP members or seniors, but AARP highlights Costco's overall value for older adults through low prices, bulk savings, and valuable services like pharmacies, optical centers, hearing aid centers, and travel deals that significantly offset membership costs, making it a cost-effective choice for seniors. AARP members can find many other discounts on their website, but they generally don't stack with existing Costco deals, though some limited-time offers may exist.
AARP offers membership for those who wish to join and are under the age of 50. Members between the ages of 18 and 50 enjoy all of the benefits of membership that are not restricted by law or contract, like age-restricted insurance products.
The AARP Rewards Credit Card is a good option for anyone with a 700+ credit score who spends a lot on gas and drugstore purchases. It's worth getting because it offers bonus rewards in those spending categories and does not charge an annual fee.
Multiple debt relief options exist: Seniors can choose from debt consolidation (combining debts into one lower-interest loan), credit counseling, bankruptcy (Chapter 7 or Chapter 13), or debt settlement, depending on their financial situation and needs.
With support of our donors and sponsors, AARP Foundation distributes grants to local organizations that help those affected get immediate relief — including food, water and shelter — as well as long term support to help seniors repair their homes, access legal aid and obtain financial assistance.
No, Costco doesn't have any senior discounts on their memberships.
AARP Discounts You Should Take Advantage Of
The $1,200 payment is a one-time direct deposit issued by the Canada Revenue Agency for seniors classified as low income based on their most recent tax return. The payment is not a loan, does not need to be repaid and does not replace existing monthly benefits.
Canadian Association of Retired Persons (CARP) Canada's largest advocacy association for older Canadians promoting equitable access to health care, financial security, and freedom from ageism.
There's an incredible range of benefits at your disposal if you choose to get an AARP membership. You'll have access to help with things like Social Security, retirement planning, employment, Medicare, and more. The biggest con that comes with AARP is undoubtedly the large amount of mail you will receive from them.
You could save hundreds on car insurance with AARP Auto Insurance from The Hartford. Members can get exclusive savings like up to 10%* off their premium, plus discounts for requesting a quote online and for bundling auto and home policies.
Cut your household costs – You may be able to score discounts on your cellphone plan, cable bill, trash pickup, utilities and even property taxes, depending on where you live.