Yes, Apple supports both Klarna and Afterpay as buy now, pay later (BNPL) options, primarily through the use of Apple Pay at checkout. Customers can select these services to pay in interest-free installments or over longer, financed periods when purchasing directly from Apple online or in the app.
Join millions who use Klarna at Apple and other stores
Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.
You can now make purchases with installments when you check out with Apple Pay on your iPhone or iPad and select the pay later option that works for you. Installment offers are available on supported debit and credit cards from banks and installment providers.
When you use iPhone and iPad to shop online and in apps, you can make flexible, timely payments with buy now, pay later options like Affirm or Klarna.* Just select “Other Cards & Pay Later Options” at checkout with Apple Pay to get started.
Payment methods
Yes, Apple offers several payment plan options for its products, most notably Apple Card Monthly Installments (ACMI) for interest-free financing on eligible devices, plus other "Buy Now, Pay Later" (BNPL) options through partners like Affirm or Klarna via Apple Pay for various purchases. ACMI provides 0% APR on iPhones, Macs, iPads, etc., billed to your Apple Card statement, while other options use third-party lenders for flexible monthly payments.
Apple pay is also an available payment option in the app. Checks and prepaid cards are not accepted. We do accept major debit and credit cards such as Visa, Discover, Maestro and Mastercard. Credit cards are not accepted for purchases made with the Klarna Card.
Neither Affirm nor Klarna is definitively "better"; they suit different needs: Klarna excels for smaller, everyday purchases with flexible, short-term interest-free options and broader payment types, while Affirm is often preferred for larger purchases, offering longer, fixed monthly payment plans (up to 48 months) and unique benefits like virtual card numbers for broader use and a lack of late fees. Your best choice depends on the purchase size and your preference for payment flexibility versus potential fees, with Klarna charging late fees but Affirm potentially having interest.
Yes, Apple offers monthly payment plans for its products, primarily through Apple Card Monthly Installments (ACMI) for 0% APR financing on eligible devices like iPhones, Macs, and iPads, or through other partners like Klarna or carrier financing, and even the iPhone Upgrade Program, allowing you to spread costs over time with interest-free or low monthly payments.
Now an official Apple reseller, Klarna also launches a brand new, bespoke payment option for Apple products: Upgrade Financing. This new payment option makes Apple's innovative product lineups available for as little as $7.99 a month* exclusively through “Apple from Klarna.”
The Afterpay Card is a digital card that is added to your Apple Pay or Google Pay wallet. New to Apple Pay or Google Pay?
Klarna partners with thousands of brands, from major retailers like Amazon, Walmart, Nike, H&M, SHEIN, and ASOS to fashion giants like Dior, Swarovski, and Abercrombie & Fitch, and even luxury stores, offering flexible "buy now, pay later" options across fashion, electronics, home goods, beauty, and more, accessible in-store and online through their app and browser extensions.
Join millions who use Klarna at Apple and other stores
Very reassuring and easy to manage payment plan offered..
No, Klarna is not going bankrupt. In fact, a Klarna spokesperson told The Tab the company is actually very “financially healthy”. The rumours that Klarna is closing down come after the company announced really big losses in the first quarter of the year.
Yes, Apple offers several payment plan options for its products, most notably Apple Card Monthly Installments (ACMI) for interest-free financing on eligible devices, plus other "Buy Now, Pay Later" (BNPL) options through partners like Affirm or Klarna via Apple Pay for various purchases. ACMI provides 0% APR on iPhones, Macs, iPads, etc., billed to your Apple Card statement, while other options use third-party lenders for flexible monthly payments.
No, Apple One is only available as a monthly subscription, with no official annual payment option to prepay for a full year upfront, though it's billed monthly and offers significant savings over buying individual services. While some individual Apple services like Apple TV+ sometimes offer annual plans, Apple One itself is strictly monthly, but you can add funds to your Apple Balance to cover several months or a year if you prefer.
Yes, Apple offers monthly payment plans for its products, primarily through Apple Card Monthly Installments (ACMI) for 0% APR financing on eligible devices like iPhones, Macs, and iPads, or through other partners like Klarna or carrier financing, and even the iPhone Upgrade Program, allowing you to spread costs over time with interest-free or low monthly payments.