Does Apple Pay ask for SSN?

Asked by: Prof. Kailee Corkery IV  |  Last update: January 27, 2026
Score: 4.2/5 (53 votes)

To help protect your identity, you may be asked to provide additional information for verification, such as uploading the front and back of your government-issued identification, providing your full SSN, or entering a verification code sent to a phone number that Apple's identity verification service provider has ...

Is it safe to give your SSN to Apple Pay?

Your name and address is securely stored by the partner bank and Apple Payments Inc., but any additional information that you're asked to provide — such as Social Security number, date of birth, answers to questions (e.g., confirm street name you have previously lived on), or a copy of your government ID — can't be ...

Why is my Apple Pay asking for my Social Security?

When you apply for Apple Card, you're required to give personal information like your birth date, home address, annual income, and the last four digits of your Social Security number. If we need more information to verify your identity, you might be asked to scan your driver's license or state-issued photo ID.

How to get Apple Pay card without SSN?

Yes, you can obtain an Apple Card MasterCard with an ITIN. You do not need a Social Security number and in the requirements muguy listed, you'll notice a Social Security number is not a requirement.

What information is needed for Apple Pay?

To use Apple Pay, you need: A compatible device1 with the latest version of iOS or iPadOS, watchOS, macOS, or visionOS. A supported card from a participating card issuer. An Apple Account signed in to your Apple device.

How do I use Apple cash without verifying identity?

27 related questions found

Can someone Apple Pay me without my number?

Use Tap to Cash

Learn how to send and receive Apple Cash with someone nearby without sharing your phone number or email.

Why is Apple Cash asking to verify my identity?

To protect your account, you might be asked to verify your identity when using Apple Cash.

How do I find my SSN?

How to find your Social Security number
  1. Look at your card. Checking your Social Security card is the fastest way to find your SSN. ...
  2. Talk to someone who might know your SSN. ...
  3. Check tax and financial documents. ...
  4. Contact a former employer. ...
  5. Request a new Social Security card.

Can non-US citizens get an Apple Card?

Apple Card Requirements

All clients must be either a U.S. citizen or Lawful Permanent Resident (LPR) with a residential address other than a P.O. Box (U.S. citizens may use a military address) Own a compatible iPhone with the latest iOS version. Use two-factor authentication with your Apple ID.

How to get a cash app card without SSN?

To receive a card, you will need to verify your account using your full name, date of birth, the last 4 digits of your Social Security number, and your mailing address. If you do not have a Social Security number, you can verify using other means, such as a government ID. You must be 18 or older to apply for a card.

Is there any risk with Apple Pay?

Key Takeaways. Apple Pay is certainly safer than cash and it has more safety features than credit cards. Some security features, like two-factor identification, are optional. A complicated passcode is still a good idea.

How to use Apple Pay without identity?

You'll need either a state issued ID or drivers license to verify your identity. There is no workaround or alternative to verification.

What is an SSN card?

Shows your name and Social Security number and lets you work without restriction. We issue it to: U.S. citizens; and. People lawfully admitted to the United States on a permanent basis.

Who should you not give your Social Security number to?

Most of the time, it's OK to say no to schools, doctor's offices, sports clubs and many other organizations that may ask for this nine-digit identifier. In fact, safeguarding SSNs is a key first step to protecting against identity theft and other fraud.

Is it better to use PayPal or Apple Pay?

Both Apple Pay and PayPal use robust encryption and security measures. However, Apple Pay places a stronger emphasis on privacy within its ecosystem, while PayPal employs two-factor authentication and shares more user data with third parties.

Is it safe to say your SSN over the phone?

You should never provide your SSN to someone you don't know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the Internet. In general, don't give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

Can a non US citizen use Apple Pay?

Sending and receiving money with Apple Pay and the Apple Cash2 card are available only in the U.S. These services are provided by Green Dot Bank, member FDIC.

Can I have Apple Card without SSN?

You can get an Apple Card without SSN, by using your ITIN (Individual Taxpayer Identification Number) instead. You can just fill in this information in the box where you would normally put your SSN.

Can I have a US credit card if I live abroad?

You'll need a U.S. address to successfully apply for most U.S.-issued credit cards. You can use a mail forwarding service that doesn't make your address appear to be a P.O.

How can I get a free SSN?

Apply for a Social Security number

If you're in the U.S., you can apply online, then go to a local Social Security office to provide your documentation. Once your application is approved, you'll receive a Social Security card with your number on it by mail within 14 days.

Is my SSN on my birth certificate?

The State vital statistics office or other appropriate agency may not display SSN(s) on the portion of the birth certificate issued upon request. The SSN must be printed on the portion of the birth certificate which remains in the official birth records and is not released.

How do I get the $16728 Social Security bonus?

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

Why is Apple Pay asking for my SSN?

To help protect your identity, you may be asked to provide additional information for verification, such as uploading the front and back of your government-issued identification, providing your full SSN, or entering a verification code sent to a phone number that Apple's identity verification service provider has ...

Why can't I receive Apple Pay?

See if you, or the recipient, need to verify your identity. Make sure that the recipient is eligible to receive Apple Cash payments. The recipient must meet the requirements, and they need the latest versions of iOS or watchOS.

Can you use Apple Pay without verifying?

Another proven method on how to bypass card verification Apple Pay is by simply signing out and then signing in again into your Apple ID/Apple Account. This may refresh your account and hence stop showing the “Verification Required” prompts.